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Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
We're looking for a detail-oriented Disposition Review Specialist to join our team. In this role, you will be a key contributor in ensuring our mortgage and home equity loan processes are efficient and compliant with federal regulations. You'll be responsible for reviewing loan files and ensuring timely and accurate disposition, with a special focus on adhering to the Equal Credit Opportunity Act (ECOA) and Regulation B. This role requires strong problem-solving skills and a solid background in mortgage operations and compliance.
What You’ll Do:Process Management: Monitor and process daily work queues to facilitate the accurate and timely disposition of loan files.
Regulatory Compliance: Implement internal procedures to ensure the correct and timely delivery of Adverse Action Notices in accordance with ECOA and Regulation B guidelines.
Interdepartmental Collaboration: Work closely with Mortgage and Home Equity Sales and Operations teams to review and resolve issues with loan files submitted for disposition.
Quality Assurance: Perform thorough data and document validation against product guidelines and conduct Quality Assurance (QA) testing on loans to ensure full compliance with Regulation B (ECOA) and Regulation C (HMDA).
Ad Hoc Duties: Perform other related duties as assigned to support department objectives.
Cultural Alignment: Actively demonstrate behaviors that align with the organization’s desired culture and values.
Education & Experience: An Associate's degree or equivalent work experience, with a minimum of 3 years of experience in the mortgage industry.
Technical Knowledge: Advanced knowledge of Regulation B (ECOA) and intermediate knowledge of Regulation C (HMDA).
Software Proficiency: Strong experience with mortgage origination software, specifically Encompass and Blend, and proficiency in Microsoft Office Suite.
Skills: Excellent problem-solving, critical thinking, time management, and organizational skills.
Prior experience in a compliance or quality assurance role within a financial institution.
Familiarity with other relevant mortgage regulations.
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What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world. For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way. At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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