Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
The Business Applications Director is responsible for leading the strategy, development, and optimization of centralized P&C Underwriting systems and tools that support underwriting business rules and decisioning. This role oversees the design and implementation of centralized business rules to ensure consistency, scalability, and alignment with business objectives.
We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Chesapeake, VA, or Tampa, FL.
Relocation assistance is not available for this position.
What you'll do:
Direct human and technical resources supporting business processes and applications, taking into account current and future business needs and opportunities.
Manage the identification, research, and analysis of business, process, and technology opportunities.
Provide direction to staff, influencing and implementing business and process improvements, leveraging change management skills and processes.
Oversee advisory processes and provide high level consulting with customers on matters related to overall business analytics and decision support solutions.
Ensure that team maintains understanding of business processes, supporting applications, and strategic direction.
Collaborates and exchanges information with team members, customers, and information services to ensure dependencies, risks, and opportunities are identified.
Manage team projects and activities using project management methodology.
Directs independent research of complex business issues requiring expert level knowledge of business principles and theories.
Lead/participate in development and/or maintenance of complex business analytics and decision support solutions.
Provide work direction and coaching for employees in group and makes pay and performance decisions for staff.
Develop and tracks metrics appropriate for projects and processes.
What you have:
Bachelor's degree; OR 4 years of relevant education and/or experience.
Minimum 8 years’ experience working in Property & Casualty underwriting business rules and systems.
Minimum 3 years’ direct supervisory experience or leadership of projects of equivalent length and complexity.
What sets you apart:
Familiarity with systematic tools and platforms that drive execution of underwriting business processes, rules and workflows.
Experience supporting or working within underwriting environments, with understanding of underwriting processes and decisioning.
CPCU (Chartered Property Casualty Underwriter) designation.
Strong communication skills with the ability to engage stakeholders in a clear, conversational, and collaborative manner
Demonstrated attention to detail, with the ability to manage complexity and ensure accuracy in execution
Curious mindset with a desire to continuously learn, challenge existing processes, and identify opportunities for improvement
Self-motivated with a proactive approach to problem solving and ownership of outcomes
Demonstrated ability to navigate ambiguity and competing priorities, with a solution-oriented mindset and focus on delivering results
Compensation range: The salary range for this position is: $127,310.00 - $243,340.00.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Skills Required
- Bachelor's degree OR 4 years of relevant education and/or experience
- Minimum 8 years' experience working in Property & Casualty underwriting business rules and systems
- Minimum 3 years' direct supervisory experience or leadership of projects of equivalent length and complexity
- In-office 4 days per week in San Antonio TX, Plano TX, Phoenix AZ, Colorado Springs CO, Chesapeake VA, or Tampa FL
- Familiarity with underwriting tools, platforms, business rules, workflows and decisioning systems
- CPCU (Chartered Property Casualty Underwriter) designation
- Strong communication, attention to detail, problem-solving, and change management skills
USAA Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about USAA and has not been reviewed or approved by USAA.
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Retirement Support — Robust retirement programs include a rich 401(k) employer match alongside a company-funded pension, reinforcing long-term financial security. These elements are often singled out as standout features of the total rewards package.
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Healthcare Strength — Comprehensive medical, dental, vision, behavioral health, and telehealth coverage is paired with wellness incentives and onsite or reimbursed fitness resources. These offerings are perceived as meaningfully enhancing overall compensation value.
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Parental & Family Support — Fully paid parental leave, adoption assistance, and childcare reimbursement reflect substantial support for families. These benefits are widely regarded as valuable contributors to the employment proposition.
USAA Insights
What We Do
At USAA, our mission is more than just words – it’s the reason we do what we do. Our goal is to be the military community’s provider of choice for insurance, banking, financial products and advice. Take a look back at our history and you’ll see a strong track record of providing members with the highest level of care and support. And we’re proud to continue helping them achieve better financial futures. It’s that kind of dedication that’s helped us grow to more than 35,000 employees. Share our passion for serving those who serve? Whether you’re connected to the military or not, we’re always looking for talented individuals to join our team.







