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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
As SoFi continues its expansion into digital assets and cutting-edge financial technology, you will play a critical role in ensuring our sanctions compliance program keeps pace. You will oversee the strategy, establishment, and ongoing direction of our Enterprise Sanctions Program. You will support the business in identifying, mitigating, and managing risks related to global sanctions (OFAC, UN, MX, HK, EU, UK), while ensuring the enterprise meets evolving regulatory expectations. We are seeking a Principal Advisor to develop, refine, and lead the Global Sanctions Compliance function across all lines of business, jurisdictions, and operational units. The ideal candidate brings senior-level experience in a government agency, combined with leadership experience at a Tier-1 global financial institution.
What you’ll do:
Be accountable as the Sanctions Program Leader.
Act as Sanctions subject matter expert for the SoFi Enterprise, advising Compliance, product managers, engineers, and SoFi’s business units.
Continuously engage with leaders in the AML department and across SoFi’s cross-functional leadership within the three lines of defense to identify changes impacting Sanctions-related processes and prepare guidance as applicable.
Support the AML Governance team with the annual Sanctions risk assessment and identify strategies to implement effective controls to mitigate identified risks.
Provide proactive guidance to detect and reduce sanctions exposure.
Support with the development and review of Sanctions policies, procedures, and controls for the SoFi Enterprise, ensuring that they align with both regulatory requirements and business objectives. Ensure policies and procedures are properly implemented throughout the product lifecycle.
Partner closely with compliance, business, and engineering teams to identify, assess, and advise on Sanctions issues and controls.
Stay informed of the latest developments in Sanctions regulations, industry trends, and best practices.
Recommend product updates, policies, and processes to strengthen compliance and reduce sanctions risk.
Assist in regulatory exams, internal audits, and third-party risk management reviews and respond to requests from regulatory agencies.
What you’ll need:
- Minimum 5+ years in a senior policy, enforcement, licensing, or compliance role directly within the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
- 10-15+ years of experience in sanctions, with experience in crypto and global sanctions compliance.
- Comprehensive understanding of BaaS products including payment processing, card issuance, credit and lending, and other traditional banking services.
- Ability to lead the development and continuous enhancement of core sanctions policies, risk appetites, and governance structures to reflect evolving legal, geopolitical, and regulatory landscapes.
- Provide direct advisory support to the Compliance and Risk Leadership team on high-risk transactions, strategic market expansions, mergers, and emerging international sanctions regimes.
- Demonstrated ability to communicate effectively with all levels of the organization and across different business lines.
- Demonstrated strong leadership and management skills that build solid working relationships within the organization.
- Excellent working knowledge of Sanctions Compliance within various international jurisdictions
- Excellent organizational, verbal, written and interpersonal skills are required.
- Must be able to multitask, adapt well to changing priorities, and effectively prioritize responsibilities to meet critical deadlines.
- Ability to work in a fast-paced, demanding, and changing environment; must work well under pressure.
- Excellent analytical skills required.
- Ability to work collaboratively and independently while managing projects and assignments.
Nice to have:
- Multilingual
Skills Required
- 5+ years in a senior policy, enforcement, licensing, or compliance role directly within the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC).
- 10–15+ years of sanctions experience, including crypto and global sanctions compliance.
- Comprehensive understanding of Banking-as-a-Service products, payment processing, card issuance, credit and lending, and traditional banking services.
- Ability to develop and continuously enhance sanctions policies, risk appetites, and governance structures.
- Experience advising compliance and risk leadership on high-risk transactions, market expansions, mergers, and emerging sanctions regimes.
- Strong communication skills across organizational levels and business lines.
- Strong leadership and management skills.
- Working knowledge of sanctions compliance across international jurisdictions.
- Excellent organizational, verbal, written, interpersonal, and analytical skills.
- Ability to multitask, adapt to changing priorities, prioritize responsibilities, and meet critical deadlines.
- Ability to work effectively in a fast-paced, demanding environment and under pressure.
- Ability to collaborate and work independently while managing projects and assignments.
- Multilingual ability.
What the Team is Saying
SoFi Compensation & Benefits Highlights
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Healthcare Strength — Health coverage is described as comprehensive—medical, dental, vision, and mental-health support. Materials also indicate high employer premium contributions on core plans, enhancing overall value.
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Parental & Family Support — Offerings include fully paid parental leave and extensive family benefits such as fertility, adoption resources, parenting support, and backup childcare/eldercare. Paid caregiver leave and related supports are also highlighted.
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Affordable Benefits — Materials indicate the company covers most or all medical premiums on certain plans, helping keep employee premium costs low. HSA/FSA options further support affordability.
SoFi Insights
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world. For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way. At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
