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Tala provides financial services to the global underbanked using next generation mobile technology and data science.
The Role
The Director of Product at Tala will oversee product strategy for embedded lending partnerships and lead the design and execution of credit products, ensuring robust integration and performance optimization across various markets.
Summary Generated by Built In
About Tala
Tala is AI-native credit infrastructure for the global majority, combining proprietary risk intelligence with an expanding network of capital and distribution partners to power credit access at scale. Backed by more than $500 million in funding, Tala has distributed more than $7 billion in capital to more than 13 million customers across Africa, Latin America, and Asia—building one of the most robust datasets on thin-file borrowers anywhere in the world. Our mission is simple yet bold: to unleash the economic power of the global majority. We are looking for daring, data-driven leaders passionate about building the trust and credit infrastructure for the global majority.
Our pioneering work and proven impact have earned us consistent recognition, including being named to:
CNBC’s Disruptor 50 for five years.
CNBC’s World's Top Fintech Companies for two consecutive years.
Forbes’ Fintech 50 list for nine consecutive years.
Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success.
Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.
Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!
The Role
Own the product strategy and execution for Tala’s embedded lending partnerships globally. You will assess which opportunities are worth pursuing, design the right credit solution for each partner context, shape commercial deals from a product perspective, and lead launches end to end. Working in close collaboration with the GTM team, you are the product voice in partner conversations and the person responsible for what gets built, launched, and grown.
What You'll Do
- Evolve the framework for evaluating partner opportunities and work with the GTM team to prioritize the pipeline accordingly
- Participate in commercial discussions to define what Tala can build, shape data and integration terms, and ensure deal structure supports the right product outcomes
- Design the credit product configuration for each partnership and lead the end-to-end build and launch, from API and integration specs through pilot design, cross-functional execution, and first-cycle review
- Own post-launch performance across your portfolio and identify growth levers within live partnerships spanning across new products, deeper data integrations, and expanded customer segments
- Partner with various internal and external stakeholders on the partnerships capabilities roadmap, defining what Tala needs to build to support embedded lending at scale (APIs, partner-facing tooling, configurable credit modules, on-chain lending infrastructure) and and drive this in close collaboration with core product, engineering, and data science teams
- Contribute to Tala’s Partnerships product strategy: how the embedded lending product evolves, what partner-facing capabilities need to be built, and how risk signals compounds in value as the ecosystem grows
What You'll Need
- 8-12+ years in product management, with a strong track record in fintech or embedded finance in emerging markets; experience with externally-integrated or partnership-dependent products is essential
- Strong credit product instincts. Ability to assess whether a partner flow supports a specific product, design the right configuration, and write specs that engineering and risk can execute against
- Deep understanding of digital money flows in emerging markets and the credit products that map to them: BNPL, earned wage access, revenue-based advances, remittance bridges, and stablecoin-denominated credit
- Fluency with crypto and stablecoin product structures, including on-chain lending mechanics, USDC-denominated credit flows, and stablecoin corridor dynamics
Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.
Skills Required
- 8-12+ years in product management
- Strong track record in fintech or embedded finance
- Experience with partnership-dependent products
- Ability to write specs for engineering
- Deep understanding of digital money flows in emerging markets
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The Company
What We Do
Tala is a global technology company on a mission to build a financial system that works for everyone. More than 6 million people have borrowed through Tala’s smartphone app, which provides instant credit scoring, lending, and other personalized financial services in emerging markets. We are present in the United States, Kenya, Mexico, the Philippines and India.
Why Work With Us
We are on a global mission to serve the underserved. We use mobile technology and data science to make financial services simple, inclusive, and accessible. We are expanding across product offerings, countries and crypto and are looking for people who have an entrepreneurial spirit and are passionate about the mission.
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