About Our Company
We’re a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year-end 2024. Our team of 22,000 people across 19 countries, serves more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses – Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.
Job Description
The OpportunityAs Director, Product Management, Deposit Products, you will lead the strategy, performance, and lifecycle management of consumer checking, savings, and certificate of deposit products. You will shape product vision, influence enterprise priorities, and drive growth through pricing, analytics, customer acquisition, and innovation. This role offers significant exposure to senior leadership and the opportunity to deliver meaningful business and client impact across banking and wealth management.
Key Responsibilities
Develop and execute the long-term strategy, roadmap, and vision for consumer deposit products aligned with client, business, and enterprise objectives.
Lead the end-to-end product lifecycle, including ideation, research, business case, product design and requirements, launch, optimization, and governance.
Serve as senior product leader for complex cross-functional initiatives involving technology, operations, finance, marketing, risk, compliance, and sales partners.
Create deposit pricing strategies, forecasting, profitability management, balance growth, and financial performance monitoring in partnership with finance and treasury teams.
Leverage analytics, reporting, and customer insights to optimize product performance, acquisition, engagement, and lifetime value.
Ensure compliant, client-centered experiences by overseeing regulatory requirements, disclosures, policies, and risk management activities.
Communicate product strategy, results, risks, and recommendations to executive stakeholders while influencing decisions across the organization.
Lead, mentor, and develop high-performing product management teams, fostering accountability, innovation, and continuous improvement.
This position may be located in Charlotte, NC or Minneapolis, MN.
Required Qualifications
10+ years of relevant experience, including 5+ years of consumer deposit product management or similar consumer banking product management experience
Bachelor’s degree in business, finance, economics, or a related field
Preferred Qualifications
Master’s degree in business, finance, economics, or a related field
Demonstrated success developing, launching, pricing, and scaling bank deposit products within complex financial services environments
Strong expertise in product management, deposit pricing, financial modeling, forecasting, profitability analysis, and data-driven decision making
Working knowledge of analytics, performance reporting, and customer behavior analysis
Experience partnering with marketing teams to design, measure, and optimize acquisition and engagement campaigns
Knowledge of wealth management organizations, core banking platforms, and fintech ecosystems
Exceptional leadership, communication, stakeholder management, collaboration, and influencing skills with a proven ability to lead cross-functional teams
Applicants must have a valid work authorization that does not now, or in the future, require visa sponsorship for employment in the United States (e.g., H-1B, F-1 CPT, F-1 OPT, TN).
In-Office Collaboration
We are a client-centric, relationship-based business. Working together, in-person, is foundational to how we achieve results. By fostering a culture of face-to-face collaboration, idea sharing, productivity and personal connection, we deliver for our stakeholders — clients, advisors, employees and shareholders. Our employees work in the office at least four (4) days per week, with flexibility to work from home one (1) day per week. Some roles may require additional in-office time or different in-office expectations, and specific requirements will be discussed during the hiring process.
Base Pay Salary
The estimated base salary for this role is $131,000 - $180,100 / year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.Full-Time/Part-Time
Exempt/Non-Exempt
Job Family Group
Line of Business
Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, age, physical or mental disability, medical condition, pregnancy, military status, veteran status, genetic information, citizenship, disability status, marital status, family status or any other basis prohibited by law.
We are committed to fostering an inclusive and accessible recruitment process for individuals with disabilities. If you require a reasonable accommodation to participate in the application or interview process, speak to your recruiter to discuss how we can support you.
Skills Required
- 10+ years' relevant experience
- 5+ years of Deposit Product Management Experience
- Bachelor's degree in business, economics, or related field
- Demonstrated success leading development, launch, pricing, and scaling of bank deposit products
- Deep expertise across the end-to-end product management lifecycle
- Strong experience with deposit pricing, financial modeling, forecasting, and performance drivers
- Proven partnership with marketing on campaign execution, measurement, and optimization
- Solid working knowledge of analytics, performance reporting, SQL, and data-driven decision making
- Excellent executive-level communication and presentation skills
- Proven ability to influence senior stakeholders and lead cross-functional teams
- Prior experience leading across the organization to implement projects
- Master's degree in business, economics, or related field
- 8+ years of Deposit Product Management Experience
- Knowledge of or experience within wealth management or investment-focused organizations
- Extensive experience with Checking, Savings, CDs, or similar product deposit management
- Experience in bank deposit products at a national or large regional bank
- Experience crafting and managing deposit acquisition and engagement offers
- Familiarity with core banking platforms (FIS platforms strongly preferred) and fintech vendor ecosystems
Ameriprise Financial Services, LLC Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Ameriprise Financial Services, LLC and has not been reviewed or approved by Ameriprise Financial Services, LLC.
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Retirement Support — Feedback suggests a 401(k) with company contributions and financial well‑being programs strengthens long‑term savings. Employee stock purchase access and planning subsidies further support retirement readiness.
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Strong & Reliable Incentives — Feedback suggests annual and long‑term performance incentives, alongside variable or commission components in advisor roles, can create meaningful upside for certain positions. Licensing support and bonus opportunities reinforce a performance‑linked pay mix.
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Flexible Benefits — Feedback suggests flexible work options, the ability to purchase extra vacation, and paid volunteer time provide adaptable benefits for different life needs. On‑site clinic and fitness resources at headquarters and wellbeing programs add convenient lifestyle support.
Ameriprise Financial Services, LLC Insights
What We Do
Ameriprise Financial has helped millions of clients feel confident about their financial futures for more than 125 years. Our network of approximately 10,000 financial advisors* delivers personalized financial advice to help clients reach their goals. We believe that with the right advisor, the right advice, and the right firm, life can be brilliant. Ameriprise has corporate locations throughout the U.S. and across the globe, and advisor offices in all 50 states. Learn how you can build your career at Ameriprise Financial. *Ameriprise Financial Q2 2020 Statistical Supplement All content on this page is provided for informational purposes only and should not be used as the sole basis for investment decisions. Ameriprise Financial cannot guarantee future financial results. Investment products are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks including possible loss of the entire amount invested. By clicking on a hyperlink, you may be directed to a non-Ameriprise website. Be aware that the linked site will be subject to rules, regulation, and privacy and security provisions that are separate, and may differ, from Ameriprise Financial. Investment advisory products and services are made available through Ameriprise Financial Services, LLC., a registered investment adviser.
