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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role
We’re building Commercial Banking from the ground up and are looking for a Director Product Management to lead the strategy, architecture, and delivery of our next-generation business banking platform.
This is a 0→1, company-level role responsible for defining how businesses move and manage money across modern rails — including Wires, ACH, FedNow, and emerging real-time/stablecoin settlement. You will set the vision, drive the roadmap and deliver the experiences and infrastructure that commercial clients need to run their businesses.
You’ll operate with high autonomy, influence executive strategy, and lead complex, regulated financial systems from concept through scale.
What you'll do:
- Define the multi-year product vision and roadmap for Commercial Banking
- Own and deliver client facing experiences and APIs and end-to-end platform: business accounts, payments rails (Wires, ACH, FedNow), treasury capabilities, and APIs
- Lead 0→1 product development from discovery through launch and scale
- Manage and grow a product team to drive roadmap and delivery as business scales
- Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations teams to bring product roadmap to life
- Translate regulatory and operational constraints into elegant product solutions
- Drive measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance
- Influence company strategy and mentor other PMs as a subject-matter expert in commercial banking
What you'll need:
- Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
- 10+ years of product management experience, with significant time in platform and B2B roles
- Experience building and growing teams of product managers
- Strong cross-functional collaboration and influence skills
- Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders. Experience presenting to C-level leadership
- Direct experience building commercial/business banking or payments products
- Deep knowledge of Wires and ACH systems and operations
- Experience launching regulated financial products at scale from within a Bank
- Entrepreneurial mindset, with proven track record leading ambiguous, cross-team 0→1 initiatives independently
- Strong technical fluency with APIs, ledgers, and payments architectures
Preferred Qualifications:
- Experience with FedNow or real-time payments (RTP)
- Stablecoin, tokenized deposits, or blockchain-based settlement experience
- Sponsor bank or Banking-as-a-Service experience
- Treasury, cash management, or reconciliation platform exposure
- Experience building front-end b2b experiences
- Experience building developer-first financial platforms or serving fintech/platform customers
What the Team is Saying
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world. For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way. At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
