Digital Operations Specialist

Posted One Month Ago
Arlington, MA, USA
Hybrid
56K-68K Annually
Entry level
Fintech • Insurance • Payments • Social Impact • Financial Services
Leader Bank is defined by our exemplary products and client services as well as our innovative spirit.
The Role
Supports daily digital banking operations, including account opening, onboarding, funding, customer due diligence, risk reviews, payments, card servicing, disputes, deposit maintenance, and client support. Ensures compliance with banking regulations, policies, and internal controls while collaborating with internal teams and third-party partners. Participates in system testing, process improvements, product enhancements, and operational initiatives that improve digital banking services and client experience.
Summary Generated by Built In
Leader Bank is looking for exceptionally dedicated team members to join one of the region's fastest growing community banks and mortgage lenders. At the time of its founding in 2002, Leader Bank had one branch office, $6.5 million in assets and 7 team members. Since then, the Bank has become one of the most successful banks in Massachusetts with $4 billion in assets, more than 400 team members, 6 branch offices, and annual mortgage originations of over $2 billion.
Exemplary products and an innovative spirit have driven Leader Bank's rapid growth over the years, and our team members embrace these values. Our mission is to obsess over our clients, make them feel valued, and maintain long-term relationships with them by constantly enhancing our products and processes to always be improving our client experience. For our team members, Leader Bank prioritizes competitive compensation and benefits, a healthy work-life balance, and an environment that fosters diversity and inclusion.
Summary
We are seeking a Digital Banking Operations Specialist to support the day-to-day operations of Leader Bank's digital banking products and services. This role is responsible for delivering a seamless and secure client experience through digital onboarding, payment support, account servicing, risk review, and operational excellence. The ideal candidate is detail-oriented, technically curious, analytical, and client-focused, with a strong ability to learn new systems and processes.
Prior banking experience is not required, and training on banking products, processes, and regulations will be provided. This individual is committed to delivering exceptional service while maintaining compliance with regulatory requirements, Bank policies, and internal controls. As Leader Bank continues to expand its digital banking capabilities, this role will play a key part in supporting products, services, and operational initiatives that leverage technology, enhance client experience, and drive operational efficiency.
This is an entry-level position and is hybrid with our corporate office in Arlington, MA, great for recent college graduates with strong technical aptitude.
Responsibilities
  • Manage digital account opening, onboarding, and funding activities while ensuring a seamless client experience and adherence to Bank policies and procedures.
  • Support data analysis, reporting, and automation initiatives to identify trends, improve operational processes, and enhance digital banking capabilities.
  • Perform customer due diligence and risk review activities, including CIP, KYC, OFAC, identity verification, fraud monitoring support, and escalation of potential suspicious activity in accordance with Bank procedures.
  • Support digital banking products and services, including transaction limit requests, external transfers, payment operations, card servicing, dispute management, and related operational functions.
  • Administer deposit servicing activities, including account maintenance, check orders, brokered CDs, beneficiary updates, and other client servicing functions.
  • Deliver exceptional client service by responding to inquiries, resolving issues, and collaborating with internal departments and third-party partners.
  • Participate in system testing, process improvement initiatives, product enhancements, and operational projects that support the Bank's digital banking strategy.
  • Maintain compliance with all applicable regulations, policies, and internal controls while supporting additional operational and client service functions as assigned to meet evolving business and departmental needs.

Qualifications
  • Professional experience in banking, financial services, fintech, or a related field, or a degree in Finance, Business Analytics, Data Analytics, Information Systems, or a related field preferred.
  • Prior banking experience is not required, and training on banking products, processes, and regulations will be provided.
  • Strong technical aptitude with the ability to quickly learn new systems, applications, processes, and technologies.
  • Strong analytical and problem-solving skills with an interest in using data and technology to investigate issues, identify trends, and improve processes.
  • Strong attention to detail and organizational skills, with the ability to manage multiple priorities while maintaining accuracy.
  • Proficiency with Microsoft Office applications, particularly Excel, with an interest in learning and utilizing more advanced applications and technologies.
  • Knowledge of digital banking services, deposit operations, card processing, payment operations, dispute management, fraud monitoring, or related operational functions is a plus, but not required.
  • Experience or exposure to data analysis, reporting tools, SQL, Python, Power BI, Power Automate, APIs, or other technical tools is a plus, but not required.
  • Demonstrated commitment to delivering exceptional client service, with the ability to effectively troubleshoot issues, communicate solutions, and support clients through digital banking experiences.
  • Strong verbal and written communication skills.
  • Ability to work independently and collaboratively in a fast-paced, evolving digital environment.

The base salary range below represents the low and high end of the Leader Bank salary range for this position. Actual salaries will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.
Salary Minimum: 56,000.00 - Salary Max: 68,000.00
The range listed is just one component of Leader Bank's total compensation package for team members. Other rewards may include annual bonuses, commissions, short- and long-term incentives, and program-specific awards. In addition, Leader Bank provides a variety of benefits to eligible team members, including health insurance coverage, a team member wellness program, life and disability insurance, a retirement savings plan, paid holidays and paid time off and vacation.
Leader Bank offers an excellent compensation and benefits package including: 401k plan with corporate match, medical and dental insurance, and the opportunity to work for a fast growing, local organization.
Leader Bank, N.A. is an Equal Opportunity and Affirmative Action employer and does not discriminate on the basis of race, color, religion, age, gender, marital status, sexual orientation, national origin, disability, military status, veteran status or any other protected class.
Leader Bank is an E-Verify® participant.* For more information, click on the links below:
https://www.e-verify.gov/sites/default/files/everify/images/manuals/EVParticipationPoster.JPG
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* E-Verify® is a registered trademark of U.S. Department of Homeland Security

Skills Required

  • Experience in banking, financial services, fintech, deposit operations, payment operations, card services, fraud prevention, customer operations, or a related operational environment
  • Knowledge of digital banking services, deposit operations, card processing, payment operations, dispute management, fraud monitoring, or related operational functions
  • Experience supporting customer onboarding, account servicing, payment processing, or client support activities
  • Strong attention to detail and organizational skills
  • Ability to manage multiple priorities while maintaining accuracy
  • Strong verbal and written communication skills
  • Client-focused mindset
  • Proficiency with Microsoft Office applications
  • Ability to learn new systems and technologies
  • Ability to work independently and collaboratively in a fast-paced environment

What the Team is Saying

Leader Bank Compensation & Benefits Highlights

  • Healthcare Strength — Health coverage is described as broad, with multiple medical options via Mass General Brigham Health and UnitedHealthcare, plus dental through Delta Dental and vision through VSP alongside mental health assistance through KGA. Supplemental medical coverage and disability insurance further strengthen the offering.
  • Retirement Support — Retirement offerings include a Fidelity 401(k) with employer matching and a defined vesting schedule. This structure can add meaningful long-term value when employees contribute enough to capture the full match.
  • Leave & Time Off Breadth — Time off includes paid holidays and a dedicated paid volunteer day, alongside a defined PTO program. These elements indicate a broader approach to time away from work, though specifics can vary by employee category.

Leader Bank Insights

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The Company
HQ: Arlington, MA
420 Employees
Year Founded: 2002

What We Do

Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and client-oriented solutions, as the bank has continued to expand its commercial and retail products and solutions over the last two decades. Leader Bank is a committed corporate citizen and prides itself on partnering with and supporting philanthropic organizations.

Why Work With Us

Leader Bank is a dynamic workplace that offers a healthy work-life balance, and our team members are afforded the opportunity make a true difference in the communities we serve. Beyond the banking relationships with our clients, Leader Bank embraces our responsibility to support the region we serve.

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Leader Bank Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Most team members are on a hybrid schedule splitting time working from home and our offices. Some do work fully remote, others work fully in-person.

Typical time on-site: 2 days a week
HQArlington, MA
Our corporate headquarters is centrally located in beautiful Arlington, Massachusetts and easily accessible via Route 2. Our offices are surrounded by local eateries, schools, and grocery stores – making for a neighborhood feel just a short drive or ride on public transit from downtown Boston.

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