Digital Lending Specialist Level 1

Posted 8 Days Ago
Be an Early Applicant
Montréal, QC, CAN
In-Office
Junior
Software • Financial Services
The Role
Promotes and sells loan, insurance, and protection products through in-person and virtual channels. Assesses customer needs, manages applications through closing, meets sales targets, processes payments, performs credit assessments, and manages early-stage delinquent accounts. The role also builds customer relationships, supports process improvements and strategic initiatives, and assists branch operations with customer service.
Summary Generated by Built In

Who we are:

 

Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals. Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.


Together, we are the leading alternative lending bank in Canada. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.


About the role:


This role is responsible for driving business growth and delivering exceptional customer experience. Key responsibilities include generating revenue by offering lending solutions, increasing sales of cash advances, insurance, and optional products, supporting digital and strategic initiatives, and managing early-stage delinquent accounts. The role also focuses on building strong customer relationships, identifying and addressing customer financial needs, supporting process improvements and strategic initiatives, and assisting the Branch Network in delivering effective customer service.


What you’ll do:


  • Actively promoting and selling loan and protection products in a fast-paced, sales-driven environment
  • Understanding customer needs to recommend the right financial solutions
  • Managing the entire sales process, both in person and virtually — from application to closing
  • Building strong relationships and earning trust through excellent service
  • Staying focused on individual and team sales goals
  • Performing credit assessments, processing payments, and managing overdue accounts

 

What we are looking for:

 

  • High school diploma (post-secondary education in finance, sales, or business is an asset)
  • Minimum 1 year of sales experience with a focus on meeting/exceeding targets
  • Strong interpersonal, communication, and negotiation skills
  • A customer-first mindset and a passion for delivering value

 

What you’ll love about working here:

 

  • Award-Winning Culture: We’re proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025 by Canada’s Top 100 Employers.
  • Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.
  • Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.
  • Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
  • Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.
  • Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
  • On-Site Fitness: Gym access at our London and Montreal offices.
  • Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.
  • Family Support: Parental leave top-up program to help you during life’s big moments.
  • For more information on who we are as an employer click here.

Learn more: https://www.fairstone.ca/en/about/canadian-lender

Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/

If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

Time Type:

Full time

Job Type:Permanent

Skills Required

  • High school diploma
  • At least 1 year of sales experience focused on meeting or exceeding targets
  • Strong interpersonal, communication, and negotiation skills
  • Customer-first mindset and passion for delivering value
  • Post-secondary education in finance, sales, or business
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The Company
HQ: Montréal, Quebec
1,293 Employees
Year Founded: 1926

What We Do

At Fairstone Bank, we do things differently. We’re committed to strengthening how businesses connect with their customers, offering value-driven financial products and services that drive business success and deliver the right customer experience. We do this by building adaptable, innovative financial services, so clients can take full advantage of every opportunity that comes their way. Fairstone Bank and its subsidiary, Fairstone Financial Inc. (“Fairstone”), form a leading consumer lending group, offering a complement of financial services designed to enhance customer loyalty and deliver confident borrowing experiences. From credit card issuance and program management to point-of-sale financing programs, automobile financing, broker deposits and direct-to-consumer lending, Fairstone Bank and Fairstone provide financial solutions that enable consumers and businesses to achieve their goals. With a long-established Canadian history, the company is committed to improving the lives of Canadians with value-driven and accessible financial solutions. Fairstone Bank and Fairstone are powered by a diverse workforce located in three corporate offices and in over 240 Fairstone branches coast to coast. In 2022, Fairstone was proud to receive the Parity Certification by Women in Governance for the third year in a row, and to be nominated for the second year in a row as a Montreal Top Employer. As an organization, Fairstone Bank of Canada is committed to supporting and empowering a workplace focused on diversity, equity and inclusion. If you’re looking to join a corporate culture built on strong values, with managers who appreciate your contributions and inspire you to do your best every day, join our team! For employment opportunities: https://fairstone.wd3.myworkdayjobs.com/FairstoneCareers

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