Development Product Owner (Mid-Level) - Treasury and Payments

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

As a Development Product Owner (Mid-Level), you will represent business needs within an Agile team and help turn ideas into effective solutions. You will work closely with stakeholders and development teams to define requirements, write and refine user stories, prioritize work, and ensure solutions deliver business value. Using strong problem-solving and communication skills, you will help align business goals with technical delivery while supporting Agile and other delivery methodologies to achieve successful outcomes.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.

What you'll do:

• Works with business and Subject Matter Experts to understand business strategy and vision and then writes, refines, accepts and prioritizes stories and/or features to support effective and compliant solutions while balancing investment and business value.

• Owns and maintains a prioritized work backlog for one or more Agile teams. Product backlog includes complete user stories with acceptance criteria so that they are consumable and testable by the Agile team or program. Reviews and accepts output of I/T and/or business development to ensure specified acceptance criteria have been completed.

• Serves as direct representative of the business with one or more delivery teams, representing the customers' perspective throughout the product delivery cycle.

• Participates in a cross-functional team of user experience partners, designers, business analysts, developers, testers and others to develop, execute and release in alignment with program and/or product road maps.

• Partners with sponsors, stakeholders, and IT to facilitate the translation of business requirements from relevant business processes, gaining a developing understanding of the needs, measures, and risks & controls for the improvement area.

• Partners with change partners and key stakeholders to assist with preparing the business for the change and provides tactics and metrics for benefits, adoption, and risk. Leverages existing change management routines, as needed.

• Executes robust test plan (user acceptance testing, production validation).

• Demonstrates proficient knowledge in multiple business or system domains and capable of contributing to agile team at the project level.

• Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor's degree; OR 4 years of relevant education and/or experience.

• 4 years of experience in process improvement, project delivery, business/requirements analysis or directly related to supported business operations/product line.

• Proficient knowledge of Microsoft Office products, applicable databases and project management tools.

• Proficient knowledge with multiple technical software delivery methodologies (i.e., Agile, Waterfall).

• Proficient Experience analyzing business requirements and ability to identify opportunities to streamline business processes in accordance with risk management framework and regulatory requirements.

• Experience working independently to gather business requirements, identifying use cases to develop and deliver on business capabilities within the approved methodology, writing user stories, and following the development process through user story acceptance.

• Analytical and problem-solving skills with demonstrated ability to identify, analyze issues and prioritize solutions/decisions.

What sets you apart:

• US military experience gained through military service or gained as a military spouse / domestic partner.

• Foundational knowledge of Treasury Operations, Cash Management, Liquidity Management, Payments, or Financial Operations within a banking, insurance, or financial services environment.

• Experience supporting delivery of technology products, operational process improvements, or enterprise initiatives in Agile or hybrid delivery environments.

• Familiarity with payment types and processing flows, including ACH, wires, RTP, checks, card payments, or digital payment capabilities.

• Exposure to treasury concepts such as cash positioning, liquidity forecasting, bank account management, settlement, reconciliation, or funding operations.

• Familiarity with Agile tools and delivery practices such as Jira, refining user stories, backlog management, and sprint ceremonies.

• Ability to manage multiple priorities in a fast-paced, highly regulated environment.

• Exposure to financial systems, ERP platforms, treasury workstations, payment hubs, or banking platforms.

• Understanding of risk, controls, audit, compliance, and data governance considerations related to financial operations and payments.

• Relevant certifications such as CSM, CSPO, SAFe, AAP, CTP, or PMP are a plus.

Compensation range: The salary range for this position is: $85,040 - $162,550.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.