Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Job Title: Deposit Operations Specialist
Job SummaryThe Deposit Operations Specialist is responsible for the accurate and timely processing of deposit operations transactions across multiple functional areas. This role ensures all activities comply with bank policies, regulatory requirements, and established service-level deadlines. The role supports daily deposit operations and provides backup coverage for multiple teams by accurately processing exception items, maintaining account integrity, and minimizing operational and compliance risk.
ResponsibilitiesProcess daily exception items within Deposit Operation teams.
Balance daily recons & reconcile discrepancies & investigate out of balance conditions & mis posted items.
Respond promptly and courteously to daily inquiries from internal partners.
Review & maintain accurate documentation to support audits and regulatory exams.
Respond to internal requests related to Deposit Ops research and transaction history.
Support process improvements and operational efficiency initiatives
Partner with branches, customer service, treasury management, and fraud teams to resolve issues
The duties listed above represent the essential functions, or fundamental responsibilities, of this job classification. The essential functions of individual positions within this classification may vary. Texas Capital Bank reserves the right to assign additional, related duties as business needs require.
Required QualificationsMinimum of 3 years’ Banking experience.
Prior experience supporting multiple operational functions strongly preferred.
Open to cross-training across multiple operational functions to support team coverage and business continuity, willingness to back up multiple teams & cover for PTO, high volumes, or special project.
Adaptability – able to shift between teams, tasks, and priorities quickly.
Familiarity with core banking systems.
Microsoft Excel (lookups, filtering, basic formulas)
Ability to follow procedures, controls, and audit requirements Strong attention to detail and accuracy
Analytical and problem-solving skills
Strong written and verbal communication skills
Proficiency with Microsoft Office (especially Excel and Outlook)
Ability to follow procedures and work independently or as part of a team.
Prior experience is preferred to handling audits or operational reviews.
Experience mentoring or supporting peers during cross-training.
Check processing and exception handling.
Wire transfer knowledge and processing for domestic as well as international.
Basic knowledge of ACH transaction life cycle.
Perform data entry and transaction processing with a high degree of accuracy.
Familiarity with banking regulations such as Regulation D and Regulation CC.
Basic knowledge of Nacha rules and regulations.
Fast-paced operations environment with daily processing deadlines.
Requires extended periods of computer use and data review.
May include early morning, end-of-day, or deadline-driven.
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
Skills Required
- Minimum of 3 years' Banking experience
- Prior experience supporting multiple operational functions strongly preferred
- Adaptability to shift between teams, tasks, and priorities
- Familiarity with core banking systems
- Microsoft Excel (lookups, filtering, basic formulas)
- Ability to follow procedures, controls, and audit requirements
- Strong attention to detail and accuracy
- Analytical and problem-solving skills
- Strong written and verbal communication skills
- Proficiency with Microsoft Office (especially Excel and Outlook)
- Prior experience handling audits or operational reviews
- Experience mentoring or supporting peers during cross-training
- Check processing and exception handling
- Wire transfer knowledge and processing for domestic and international
- Basic knowledge of ACH transaction life cycle
- Familiarity with banking regulations such as Regulation D and Regulation CC
- Basic knowledge of Nacha rules and regulations
What We Do
Our expert bankers are committed to helping your business build and grow. Equipped with experience-based insights and a proven record of implementing custom solutions for clients, we can help you with a suite of business lending, investing and financial management services that see you through every step of the way. Our client-centric culture thrives because we attract, develop and engage the most experienced and diverse experts in their fields. Over the years, we've developed a supportive culture that values collaboration, rewards performance and respects the well-being of its team members. We know our people are our greatest asset, so we give them the resources and support they need to be successful. Our personal approach has enabled us to deliver exceptional value for our clients for more than two decades — an achievement we’re proud to continue. Explore a career at Texas Capital Bank: https://www.texascapitalbank.com/who-we-are/careers Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ®: TCBI). For more information, please visit www.texascapitalbank.com. Member FDIC. NASDAQ®: TCBI. Equal Housing Lender. Texas Capital Bank and its subsidiaries are equal opportunity employers and do not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. Please view our EEO Policy to learn more: https://www.texascapitalbank.com/equal-employment-opportunity-policy
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