Deposit Operations Specialist

Posted 5 Days Ago
Be an Early Applicant
Lubbock, TX, USA
In-Office
Junior
Fintech
The Role
Provide day-to-day operational support for deposit products (checking, savings, CDs, IRAs, HSAs, online banking). Process account actions (transfers, refunds, closures), reconcile ledger discrepancies, review ATM deposits and returned mail, manage account documentation, and ensure compliance with CIP and internal controls while supporting frontline staff and resolving deposit-related issues.
Summary Generated by Built In

Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more! 

PlainsCapital Bank is currently looking to hire a Deposit Operations Specialist in Lubbock, Texas.  The Deposit Operations Specialist provides essential operational support for the bank’s full range of deposit products and services, including checking, savings, money market accounts, certificates of deposit, IRAs, HSAs, safe deposit boxes, and online banking. This role focuses on the accurate processing of customer and account information, documentation, and resolution of deposit-related issues. The Specialist works closely with frontline staff, lending teams, compliance, and operations to uphold regulatory standards and ensure a seamless customer experience. This position is primarily execution-focused, supporting day-to-day deposit operations.

Responsibilities
  • Stays current on deposit products, deposit specialty products, services, fees, systems, and software to effectively assist customers while remaining in compliance with internal controls and banking regulations.
  • Assists with overall administration of customer information files, deposit products, services, fees, accounts, tax information, online banking profiles, and online banking access while ensuring compliance with the bank’s Customer Identification Program (CIP).
  • Process account transfers, refunds, closures, and reconcile general ledger discrepancies. 
  • Reviews checks deposited through ATM channel to assess risk and/or the necessity of placing a hold on the funds.
  • Processes returned mail and performs thorough check verification reviews. 
  • Responsible for assisting with the comprehensive management of deposit account documentation review, tracking, communication, scanning, indexing, account management, and follow up.
  •  Assists with overall administration of customer information files, deposit products, services, fees, accounts, tax information, online banking profiles, and online banking access. 
  • Additional duties and responsibilities as needed. 
Qualifications
  • High School diploma, GED (general education degree), or equivalent education required.
  • One year of administrative and/or customer service experience required; previous experience in a bank or other financial institution strongly preferred.  
  • Competent verbal, written, and interpersonal communication skills.
  • Proficient analytical, time management, organizational, and problem-solving skills with the ability to work independently, multi-task, and produce error-free work in a deadline-driven environment.
  • Must be self-motivated with strong attention to detail and a high level of accountability.
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products, as well as custom applications and systems.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required and may be changed at the discretion of the Company.

About Us

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about.

Skills Required

  • High school diploma, GED, or equivalent education
  • One year of administrative and/or customer service experience
  • Previous experience in a bank or financial institution
  • Competent verbal, written, and interpersonal communication skills
  • Proficient analytical, time management, organizational, and problem-solving skills
  • Ability to work independently, multi-task, and produce error-free work in a deadline-driven environment
  • Self-motivated with strong attention to detail and high level of accountability
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office, plus custom applications and systems
Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Dallas, Texas
2,577 Employees
Year Founded: 1986

What We Do

Experience. Expertise. Extraordinary Results. PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals. Whether a borrower is looking to buy, refinance or renovate a home, the PrimeLending team can help them make smart home financing decisions and have a rewarding experience along the way. Along with our next level service, PrimeLending owns one of the most comprehensive suite of loan products in the industry, which includes renovation, refinancing, jumbo, FHA, VA, fixed-rate and adjustable-rate mortgage loans. We work alongside business partners, including real estate professionals and homebuilders, who trust us to get the job done on time and done right. Delivering on this promise for more than 30 years, we’re proud to consistently earn a 96% customer satisfaction rating and become our homeowners’ lender for life. Whether you are a homeowner or a business partner, we invite you to experience the PrimeLending difference today! Work at PrimeLending Ready to discover your best and unleash your unlimited potential? PrimeLending is always looking for doers, visionaries, entrepreneurs and leaders who welcome the challenge to find out how good they really are. If you’re a mortgage superstar primed to dominate your local market, contact us today or joinprimelending.com to learn how you can join our winning formula. For licensing information go to www.nmlsconsumeraccess.org https://www.primelending.com/legal-disclosures/licensing-disclosures Equal Housing Lender This site is not authorized by NY Dept of Fin Serv. No mortgage loan applications will be accepted through this site.

Similar Jobs

In-Office
Richardson, TX, USA
2100 Employees
In-Office
Lubbock, TX, USA
2577 Employees
In-Office
76109, Fort Worth, TX, USA
182 Employees
In-Office
76109, Fort Worth, TX, USA
182 Employees

Similar Companies Hiring

Hanover Park Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
42 Employees
Kepler  Thumbnail
Fintech • Software
New York, New York
6 Employees
Onshore Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
60 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account