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Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
At Kikoff, our Enterprise Data Scientists sit at the intersection of data, strategy, and partnerships. You will work closely with internal teams — including Business Development, Product, Engineering, and Data Engineering — as well as external partners to drive mutual value through rigorous data analysis. Your work will directly inform how Kikoff grows and optimizes its partnership ecosystem, identifying new opportunities and deepening existing relationships.
Responsibilities
- Partnership analytics: Own the analytical framework for measuring and improving the performance of existing partnerships. Develop metrics, build dashboards, and deliver actionable insights that help both Kikoff and its partners maximize value from the relationship.
- Partner development & EDA: Conduct exploratory data analysis to surface signals in data that identify new potential partners — understanding market fit, customer overlap, and opportunity sizing to help business development prioritize outreach.
- Strategic influence: Translate complex analyses into clear, compelling narratives for both internal stakeholders and external partners. Serve as a data-driven voice in partner conversations and business reviews.
- Analytical rigor: Develop and test hypotheses using a robust toolkit — including statistical modeling, regression, segmentation, and causal inference — to evaluate partnership performance and guide strategic decisions.
- Cross-functional collaboration: Partner closely with Business Development, Product, and Operations to align on goals, define success metrics, and ensure data integrity across the partnership lifecycle.
Qualifications
- Bachelor's degree or above in a quantitative discipline: Statistics, Applied Mathematics, Economics, Computer Science, Engineering, or a related field
- 4+ years of experience in analytics, preferably with exposure to partnerships, business development, or B2B enterprise contexts
- Expert proficiency in SQL
- Solid understanding of statistical analysis, experimentation design, and common ML techniques
- Demonstrated ability to communicate data findings clearly to both technical and non-technical audiences, including external stakeholders
- Collaborative, intellectually curious, and comfortable navigating ambiguity in a fast-moving environment
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Skills Required
- Bachelors' or above in quantitative discipline
- Minimum 2 years of work experience in analytics
- Expert knowledge of SQL
- Experience with Python
- Deep understanding of statistical analysis and experimentation design
- Strong verbal and written communication skills
Kikoff Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.
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Healthcare Strength — Employer-paid employee medical, dental, and vision premiums are highlighted across postings and benefits pages. This materially lowers out-of-pocket costs and signals strong core coverage.
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Wellbeing & Lifestyle Benefits — Daily meals, snacks, fitness benefits, and substantial commuter support are prominently offered. These perks can meaningfully enhance day-to-day experience, especially for in-office or hybrid roles.
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Retirement Support — A 401(k) with company matching is included in the package. The presence of matching adds long-term financial value even as specific formulas are not publicly detailed.
Kikoff Insights
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.
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