Own the full lifecycle of machine learning solutions: problem framing, data exploration, feature engineering, model development, deployment, and monitoring
Develop and productionize models for credit scoring, marketing optimization, collections, and other core business problems
Work with large-scale data to build robust data pipelines and feature datasets
Deploy and manage models using Azure Machine Learning, including experiment tracking, model versioning, and lifecycle management
Collaborate closely with stakeholders (product, risk, marketing, engineering) to identify high-impact opportunities and translate them into data solutions
Design, implement, and analyze A/B tests and experiments, ensuring statistically sound and business-relevant conclusions
Build monitoring frameworks to track model performance, detect data/model drift, and ensure long-term reliability
Ensure models meet regulatory and explainability requirements (e.g., credit decision transparency)
Communicate insights and model behavior clearly to both technical and non-technical stakeholders
Requirements
Degree in Data Science, Statistics, Mathematics, Econometrics, or a related field
Strong programming skills in Python and SQL (R is a plus)
Solid understanding of machine learning techniques and their practical trade-offs
Experience with Azure Machine Learning or similar platforms (AWS SageMaker, GCP Vertex AI)
Experience deploying models into production and maintaining them (monitoring, retraining, versioning)
Strong knowledge of experimentation and statistical methods (A/B testing, hypothesis testing)
Experience with model explainability techniques (e.g., SHAP, LIME), especially in regulated environments
Ability to translate complex analyses into clear business insights
Fluent in English
Nice to Have
Experience in fintech domains such as credit risk, fraud detection, or collections optimization
Experience working with distributed data processing frameworks (e.g., Apache Spark, Databricks)
Familiarity with MLOps practices (CI/CD, model registries, pipeline orchestration)
Experience with feature stores and production data pipelines
Experience working in regulated environments (e.g., GDPR, model validation standards)
The salary range is €4,000 to €5,000 gross monthly. Our final offer to you will be set up fairly, considering your skills and experience.
We offer:
A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture.
Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe.
A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement.
Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards.
Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive.
We may use artificial intelligence (AI) tools to support specific parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses against predefined criteria. These tools assist our recruitment team but do not replace human judgment. All final hiring decisions are made by human recruiters.
By proceeding to apply for a job with us, you confirm that you have read and accepted our Recruitment Privacy Policy
Skills Required
- Degree in Data Science, Statistics, Mathematics, Econometrics, or related field
- Strong programming skills in Python
- Strong SQL skills
- Solid understanding of machine learning techniques and trade-offs
- Experience with Azure Machine Learning or similar platforms (AWS SageMaker, GCP Vertex AI)
- Experience deploying and maintaining models in production (monitoring, retraining, versioning)
- Strong knowledge of experimentation and statistical methods (A/B testing, hypothesis testing)
- Experience with model explainability techniques (e.g., SHAP, LIME), especially in regulated environments
- Fluent in English
- Experience with R
- Experience in fintech domains (credit risk, fraud detection, collections)
- Experience with distributed data processing frameworks (Apache Spark, Databricks)
- Familiarity with MLOps practices (CI/CD, model registries, pipeline orchestration)
- Experience with feature stores and production data pipelines
- Experience working in regulated environments (GDPR, model validation standards)
What We Do
Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized enterprises, and other FinTechs overlooked by traditional banks. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are Consumer Banking (Ferratum), SME Banking (CapitalBox), and Wholesale Banking (Multitude Bank). Multitude Group employs over 700 people in 25 countries and offers services in 16 countries, achieving a combined turnover of 230 million euros in 2023. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'E4l'. www.multitude.com









