Data Scientist (Credit Risk Team)

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One. 

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other. 

Job Description

U.S. Bank’s Credit Risk Administration (CRA) team is building an entire new team in Poland. We are hiring mid-level and Senior Data Scientists/model monitoring analysts with programming and quantitative skills to join our model performance monitoring team.

About the CRA Team

We are a highly dynamic and talented team which delivers on our mission through four pillars: Customer, Process, Talent, and Data.

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers.

Mission | We deliver data-driven information solutions to protect our stakeholders and inform the most significant financial decisions in the bank. 

About the Role

In this role, you will be responsible for developing, maintaining, and executing processes to systematically track and report on the performance and stability of predictive models used by the Credit Risk Management business line.

The ideal candidate will have a strong background in both programming and data analytics, a collaborative mindset, and a passion for problem solving.

Key Activities

• Designing, developing, enhancing, and maintaining code and processes for model performance monitoring and report generation.
• Collaborating with model development and implementation teams to align data extracts and model execution logic between development, implementation, and monitoring.
• Performing tests, interpreting results, and documenting outcomes in standard report templates and data visualization dashboards.
• Streamlining and automating processes for data capture, quantitative testing, documentation, and visualization.
• Exploring the use of machine learning and AI to improve process efficiency.

Basic Qualifications

• 3 or more years of experience in a data analytics, software development, or related role;
• Bachelor’s Degree or higher in a quantitative field such as computer science, data science, mathematics, or statistics;
• Programming experience in Python, SAS, R or similar statistical packages;
• Experience in SQL query development;
• Strong analytical, organizational, problem-solving, and project management skills;
• Effective interpersonal, verbal, and written communication skills.

Preferred Skills

• Data visualization dashboard technologies such as PowerBI and Tableau
• Automation using Bash/shell scripting
• Microsoft Power Automate / Power Apps
• Predictive model monitoring, implementation, validation and/or development
• Machine learning algorithms
• Git version control

The role is posted as remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week

This role is not open for visa sponsorship

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If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.