We're looking for a Data Analyst to help turn Finance, Compliance, Insurance, and Actuarial questions into trusted answers and shipped analytical capabilities. You'll sit inside the FCIA team as the embedded data expert, working alongside Finance, Actuarial, Insurance Product, and Compliance leaders on the numbers that actually drive decisions — the metrics that shape how we price risk, manage reserves, close the books, and report to regulators, owned and governed by you, not passed off through a ticket queue.
We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.
Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.
In this role you'll
Own metric definitions for FCIA domains in the semantic layer — loss ratio, premium earning, reserves, unit economics by product and state — so every dashboard, query, and AI agent pulls from the same source of truth
Diagnose what's driving movement across loss ratios, reserve adequacy, premium pacing, and expense trends, and bring those findings into the Finance close cadence and monthly reviews where decisions actually get made
Build AI-assisted analytical tools — simulators, scenario models, agentic workflows — that let Finance and Actuarial partners explore "what if" questions without booking analyst time
Productionize recurring analyses so ad-hoc requests get replaced by governed, reusable capabilities that free the team up for higher-leverage work
Validate AI-generated outputs — SQL, summaries, recommendations — with the same rigor you'd apply to a junior analyst's work, because speed without judgment isn't useful
Partner across Engineering, Biz Ops, Insurance Product, Actuarial, and Finance on data projects that span the full policy lifecycle and financial close
What you'll need
3+ years in a data analytics role, ideally at a fast-growing consumer, fintech, or insurtech company
Advanced SQL and working proficiency in Python or R for analysis, scripting, and lightweight tooling-a MUST to qualify for this role
Hands-on experience with the modern analytics stack — Snowflake or equivalent, dbt, a BI tool (Looker preferred), and Git-based workflows
Fluency with AI-assisted development tools like Cursor, Claude, or Copilot — and the judgment to know when the output needs to be challenged
Strong communication skills: you can defend a metric definition under scrutiny and explain a complex finding to a non-technical Finance leader without losing either audience
A bachelor's degree in Mathematics, Statistics, Computer Science, or a related field — or equivalent practical experience
Ready to work in an office environment at least 3 days a week from our New York location
*Please note that we are unable to sponsor applicants for work visas.
Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $95,000 - $117,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.
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Skills Required
- 3+ years in a data analytics role
- Advanced SQL
- Working proficiency in Python or R for analysis, scripting, and lightweight tooling
- Hands-on experience with modern analytics stack: Snowflake (or equivalent), dbt, a BI tool (Looker preferred), and Git-based workflows
- Fluency with AI-assisted development tools (e.g., Cursor, Claude, Copilot) and judgment to validate outputs
- Strong communication skills to explain metrics and findings to non-technical Finance leaders
- Bachelor's degree in Mathematics, Statistics, Computer Science, or related field, or equivalent practical experience
- Ability to work in an office at least 3 days per week from the New York location
Lemonade Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Lemonade and has not been reviewed or approved by Lemonade.
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Healthcare Strength — Health coverage is delivered via mainstream Cigna medical options, with multiple plan types and supplemental health protections. This signals broad networks and a robust core healthcare offering.
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Retirement Support — A company 401(k) match is part of the package and is positioned alongside other core financial benefits. This provides structured retirement savings support as a standard element of total rewards.
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Leave & Time Off Breadth — PTO is presented as generous, alongside paid sick time and strong parental leave with a return-to-work program. These time-off provisions extend beyond the basics and support work-life needs.
Lemonade Insights
What We Do
Our mission is simple: Create the world’s most loved insurance through technology and social impact. As a certified Public Benefit Corporation and B-Corp, Lemonade is constantly challenging how the insurance industry does business. We’re creating an experience that is fast, affordable, and hassle-free across renters, homeowners, pet, life and car insurance. And through our annual Giveback program, in which leftover premiums are donated to charities our customers choose, we’ve donated nearly $5 million to a variety of organizations in need.
Why Work With Us
We’ve set out to make insurance loveable, fast, simple, and socially impactful - words that aren’t often associated with this industry. We’re a Certified B-corp, the only US insurance company to never invest in polluting industries, and our annual Giveback program has donated nearly $5 million globally to nonprofits in need.
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