Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:
One of the UK’s newest unicorns with a team of just over 600 people
Among the fastest-growing tech companies in the UK
Profitable since 2017
Backed by top investors including Balderton Capital and Goldman Sachs
Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
We’re building the most advanced, data-driven operating model in fintech. As part of Lendable’s Operations Science & Strategy team, you’ll sit at the intersection of analytics, data science, and AI engineering - using data, LLMs, and automation to transform how our Operations teams work at scale.
You’ll work directly with senior operations leadership working on special projects to diagnose demand drivers, uncover commercial opportunities, build KPI frameworks, and deploy automation that materially reduces our cost-to-serve while improving customer outcomes.
If you’re technical, curious, and love owning problems end-to-end, this is the role for you.
What You’ll Do1. Automation & AI EngineeringUse Python and LLM APIs (e.g. OpenAI) to design and deploy automation that replaces manual CS/FS processes.
Build prototypes, test with real operations data, and scale the successful ones into production workflows.
Partner with PMs and engineers to operationalise AI-driven solutions across Operations.
Analyse key operations demand drivers (contact per customer, reason drivers, seasonality, servicing behaviour).
Identify levers to reduce avoidable demand and improve customer outcomes.
Build analytical models that drive decision-making around cost optimisation and resourcing.
Build clear, robust KPI frameworks and funnel views across customer journeys.
Translate data into commercial insight, operational efficiency recommendations, and productivity tracking.
Create metrics that scale across new geographies, products, and teams.
Work directly with Ops Directors, Heads of CS/FS/Fraud/Complaints, and the COO on strategic initiatives.
Turn raw data into narrative-driven recommendations that are simple, actionable, and commercially grounded.
Own analytics for high-impact projects end-to-end.
1-3 years of hands-on experience using SQL and Python in a professional setting.
Highly numerate with strong analytical reasoning
Ability to independently structure analysis, build prototypes, and deliver insights.
Experience communicating data-driven recommendations to non-technical business stakeholders.
Experience with dbt or modern data stacks.
Familiarity with LLMs, APIs, or interest in building AI automation.
Exposure to product, strategy, or operations environments.
Thrives in fast-paced, ambiguous environments.
Comfortable wearing multiple hats Analyst, Data Scientist, AI Engineer, PM.
Highly motivated, entrepreneurial mindset, and excited by building the strongest operating model in fintech.
Work on high-visibility, high-impact projects that directly shape the future of Lendable’s operations.
Build automation and analytics used daily by hundreds of agents and thousands of customers.
Collaborate with a small, sharp, and ambitious team that moves fast.
Real ownership: if you build it, you’ll see it shipped and scaled.
The opportunity to scale up one of the world’s most successful fintech companies.
Best-in-class compensation, including equity.
You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance
We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London
Check out our blog!
Top Skills
What We Do
Lendable is a lending platform that makes borrowing money effortless. Using technology, we have trimmed the fat from the traditional loan application process. The result allows us to make an instant decision, offer personalised rates, and transfer funds within minutes. We look beyond applicants' credit score, offering loans to people with less-than-perfect credit histories, and charging them less than banks. This way, we provide fair rates to a wider range of borrowers. Once customers have accepted our quote, we deposit their loan within minutes. Because our technology is brand new. Unlike banks, who use huge systems built at a time when the world was different. The internet has made commerce faster, cheaper and safer. Time for finance to step up
