Join our team - and take the next step in achieving a fulfilling career!
What We Do
At CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long-term relationships with consumers, our employees, and our clients is what matters most.
Who We Are
CardWorks, Inc. is a diversified consumer finance service provider and parent company of CardWorks Servicing, LLC, Merrick Bank and Carson Smithfield, LLC.
CardWorks Servicing, LLC provides end-to end operational servicing functions for credit cards, secured cards, and installment loans. We service consumer and small business loans across the credit spectrum and offers backup servicing and due diligence services to capital providers and trustees.
Merrick Bank is an FDIC-insured Utah Industrial Loan Bank. Merrick operates three main business lines: credit cards, recreational lending, and merchant services.
Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including digital self-service, IVR, live agent, and external agency management.
Join a team that puts people first. Build a career that grows with you.
Are you someone who enjoys helping others, solving problems, and creating positive customer experiences? Do you thrive in a fast‑paced environment where every call is an opportunity to make a difference? If so, we want to meet you!
As a Call Center Engagement Associate, you’ll be the trusted voice customers turn to for assistance, information, and solutions. This role is perfect for individuals who are motivated, compassionate, and ready to contribute to a team dedicated to outstanding service.
What You’ll Do
- Assist and advise accountholders regarding their accounts
- Answer incoming calls professionally and deliver an exceptional customer experience
- Resolve questions, concerns, and account issues using established policies
- Update and maintain accurate customer information in the operating system
- Initiate transactions, investigations, and dispute processes
- Educate customers on billing dispute procedures
- Transfer calls to the proper department
- Escalate calls requiring additional support
What You Bring
- High school diploma or equivalent is required
- Prior customer service experience is desirable
- Experience working with computers is required
- 1 plus year of related inbound or outbound call center or collections experience is desired
- Experience with FDR, Evolve, or similar platforms is a plus
- Strong computer skills and comfort navigating multiple applications
- Clear, confident verbal communication
- A goal‑oriented mindset and adaptability in a fast‑moving environment
- Ability to commute and work in an office environment
What Success Looks Like
- Meeting quality and productivity standards
- Monitoring and achieving monthly performance goals
- Communicating clearly and professionally
- Supporting team goals and contributing to department success
- Bringing a positive attitude and willingness to grow
Why You’ll Love Working Here
- Opportunities for long‑term career growth
- Skill development in communication, technology, and problem‑solving
- Supportive team environment
- The chance to make a meaningful impact through every customer interaction
If you're ready to take the next step in your career and join a team that values your talent, apply today!
Our Employee Value Proposition
- Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
- Benefits Package -Medical, Dental, and Vision (plus much more)
- 401(k) Plan with Company Match
- Short- & Long-Term Disability
- Wellness Programs
- Group Life and AD&D Insurance
- Paid Vacation, Sick Days and bank Holidays
- Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition
We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.
We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic. We will conduct a thorough background check for all hires in compliance with applicable.
Top Skills
What We Do
Cardworks is one of the largest privately held providers of end-to-end operational servicing and support functions for credit card and installment loan products in North America.
As a leading consumer firm, we service our consumer and small business loan clients across the credit spectrum, from super-prime to non-prime, and provide comprehensive support to bank and non-bank lenders in the United States and Canada. Our management expertise and customized servicing solutions enable banks and financial institutions to mitigate risk, increase profitability, and support their customers.
Cardworks is also the parent of Merrick Bank Corporation, a top-15 issuer of credit cards, top 15 merchant acquiring bank, and leader in the recreational vehicle lending industry.
As a CardWorks employee, you are at the very heart of all that we do. Our corporate success is based on your contributions. The most valuable resource we have at CardWorks is our employees. Each individual has an impact on how well we execute and on whether we achieve our enterprise objectives
