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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
The Sanctions Compliance Senior Specialist role will be responsible for performing Level 2 escalation reviews of sanctions-related customer and transaction screening alerts for fiat and cryptocurrency, and determining the appropriate course of action in instances of a potential match. In addition, the AML Sanctions Compliance Senior Specialist will assist with the provision of sanctions-related advice and guidance regarding sanctions laws impacting financial crime investigations across SoFi’s diverse products and services, including by providing guidance to the Level 1 team supporting customer and transaction screening as well as on-chain investigations related to sanctions. The AML Sanctions Compliance Senior Specialist will also assist with the drafting of sanctions compliance policies and procedures, and help execute ad-hoc projects.
What you’ll do:
- Conduct customer and transaction-related sanctions monitoring activities, ensuring that alert determinations (fiat and cryptocurrency) are appropriate, fully supported, and documented.
- Make the final decision on alert/case dispositioning, escalating potential true matches to management, and taking mitigating actions as needed according to procedures
- Respond to sanctions-related escalations from various business units or compliance teams, including related to investigations and guidance on sanctions risk and compliance requirements.
- Conduct sanctions-related due diligence and investigations to evaluate whether alerts or cases are risk-relevant.
- Support the oversight of SoFi’s sanctions screening and reporting program, including identifying list management opportunities and preparing regulatory reporting, as needed.
- Monitor sanctions and cryptocurrency regulations, laws and best practices, identify new or changing requirements, and collaborate to ensure ongoing sanctions compliance is implemented.
- Support special ad-hoc projects, including the design of escalation paths and strategy, drafting and maintenance of procedures, liaising with cross-functional teams on initiatives, memorializing sanctions-related risk-based decisions, and developing tailored training, as assigned.
- Mentor other members of the team on sanctions and crypto-related processes and workflows
What you’ll need:
- Bachelor’s Degree from a four-year college or university in a related field.
- 3-5 years of Sanctions-related experience within a financial institution or government agency.
- Applied and practical experience conducting on-chain sanctions and AML investigations, preferably utilizing blockchain analytics tooling.
- Strong working knowledge of OFAC regulatory requirements and experience working with screening tools and relevant technologies.
- Ability to maintain up-to-date knowledge of BSA/AML laws and regulations relative to sanctions, money laundering, and terrorist financing, and the ability to apply this knowledge in assessing transactional activity and sanctions risk exposure to different products and services.
- Demonstrated written and verbal skills to communicate effectively with all levels of the organization and across different business lines.
Specific Skills in:
- Experience with Sanctions-related investigations.
- Applied experience with blockchain analytics tools (specifically Chainalysis KYT and Reactor).
- Excellent organizational, verbal, written, and interpersonal skills are required.
- Must be able to multitask, adapt well to changing priorities and effectively prioritize workflow to meet deadlines.
- Ability to work in a fast-paced, demanding, and changing environment; must work well under pressure.
- Excellent analytical skills.
- Mentorship or coaching skills to guide team members through crypto-related compliance workflows.
Nice to have:
- CAMS/CFE certification preferred (or willingness to become certified within one year of start date).
- Chainalysis CCI or other crypto/blockchain related certifications.
Skills Required
- Bachelor's degree from a four-year college or university in a related field
- 3-5 years of sanctions-related experience within a financial institution or government agency
- Applied and practical experience conducting on-chain sanctions and AML investigations
- Experience with blockchain analytics tooling
- Strong working knowledge of OFAC regulatory requirements
- Experience working with screening tools and relevant technologies
- Up-to-date knowledge of BSA/AML laws and regulations related to sanctions, money laundering, and terrorist financing
- Ability to assess transactional activity and sanctions risk exposure across products and services
- Strong written and verbal communication skills
- Experience with sanctions-related investigations
- Applied experience with Chainalysis KYT and Reactor
- Excellent organizational, analytical, verbal, written, and interpersonal skills
- Ability to multitask, adapt to changing priorities, and meet deadlines
- Ability to work effectively in a fast-paced, demanding, and changing environment
- Mentorship or coaching skills for crypto-related compliance workflows
- CAMS or CFE certification
- Chainalysis CCI or another crypto/blockchain-related certification
What the Team is Saying
SoFi Compensation & Benefits Highlights
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Healthcare Strength — Health coverage is described as comprehensive—medical, dental, vision, and mental-health support. Materials also indicate high employer premium contributions on core plans, enhancing overall value.
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Parental & Family Support — Offerings include fully paid parental leave and extensive family benefits such as fertility, adoption resources, parenting support, and backup childcare/eldercare. Paid caregiver leave and related supports are also highlighted.
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Affordable Benefits — Materials indicate the company covers most or all medical premiums on certain plans, helping keep employee premium costs low. HSA/FSA options further support affordability.
SoFi Insights
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world. For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way. At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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SoFi Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
