Chip is building the UK's most personal digital wealth manager. Achieving that means building the most personalised lifecycle experience possible — communications that meet customers at the right moment across onboarding, activation, balance growth, and cross-sell. Alongside this sits a parallel obligation: maintaining Chip's standing with the FCA, FSCS, and other regulatory bodies through reliable incident and service communications.
Your focus is best-in-class execution. You're accountable for building every message, campaign, and automation to a high standard – planning and stress-testing the logic behind what gets sent to a user and when, and making sure that everything that reaches a customer is compliant, on brand, and optimised for deliverability and customer experience.
You're also accountable for maintaining and continuously improving a build process sharp enough that stakeholders across teams actually follow it. The faster CRM can build and ship, the faster the team learns what's working – and the more clearly CRM can show its contribution to the wider business.
What you can expect to be doing:
Build & execution
Own end-to-end build and execution of CRM campaigns – email, push, in-app messaging, and Content Cards – in Braze, to a high standard of accuracy and craft
Run a structured QA process on every build – checking the mechanics first, then applying your own judgement on tone, edge cases, and context
Monitor live automations for performance, breakages, and engagement over time
Build reusable components (templates, message variations, dynamic content blocks) that scale across future campaigns
Targeting & compliance
Manage segmentation and targeting requirements, implementing precise audience logic in Braze
Partner with Compliance to keep every send accurate, compliant, and appropriately risk-assessed in an FCA-regulated environment
Escalate data or tracking issues early, before they affect a live send
Optimisation & AI
Run structured test-and-learn programmes to improve engagement, conversion, and channel performance
Build working fluency in applying AI to CRM production – treating AI output as a first pass that still needs your judgement
Identify improvements to the wider build process (templates, workflows, tooling ) that benefit the whole team over time
Team collaboration
Represent CRM in cross-functional initiatives and manage stakeholder relationships across the business
Keep the team equipped with current, accurate information so it can make good decisions
Plan and manage your calendar proactively – mapping out builds ahead of time, and assessing capacity (yours, the team's, and other stakeholders') before committing to delivery dates
What we’re looking for:
Hands-on Braze experience building and shipping email, push, in-app, and Content Card campaigns
Comfortable working in a regulated environment (fintech, financial services, or similar) where compliance sign-off is part of the build process
A meticulous, QA-first approach to production work
Experience with segmentation, audience logic, or lifecycle automation
Genuine interest in using AI tools to improve how CRM gets built, applied with sound judgement
What we’re really looking for: ✍️
We’re looking for someone who’s genuinely excited about Chip and energised by the opportunity to help build the future of wealth, making saving, investing and pensions simpler and more accessible for everyone.
We work in a regulated space, so the bar is high. But we’ve built a team of smart, thoughtful people who care about doing great work and enjoy doing it together. Technical skills matter, obviously. But they’re not the only thing we hire for.
We want real people. People with interests, perspective and personality. The best teams are made up of individuals who bring different experiences into the room, not just polished CVs and good interview answers.
So alongside the technical side, we’ll be looking for empathy, self-awareness, sound judgement, resilience and a collaborative mindset. People who are good to work with, especially when things get hard.
⏰ Working Hours ⏰
Monday to Thursday: 9:00 AM – 6:00 PM
Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!
PERKS 🎁
£55,000 per annum
Discretionary Performance-Related Annual Bonus.
Workplace pension scheme - We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career! 🚀
Private medical insurance (medical history disregarded)
Employee Assistance Programme
Cycle to work scheme
Season ticket loan
Free ChipX subscription for UK-based employees
We are an equal-opportunity employer and value diversity
Flexible working arrangements
28 days holiday plus bank holidays, plus the days between Christmas and New Year ✈️
Annual training budget for courses, workshops, or conferences to help you advance your career.
£30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
Company laptop
Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup 🚀
Our Interview Process: 📖
Video screen with someone from our Talent team
Video interview with the hiring manager
Final interview with CMO
We're committed to making our recruitment process accessible to everyone. If you require any reasonable adjustments at any stage of the application or interview process, please let us know at [email protected] and we'll be happy to accommodate.
About Chip
Chip’s mission is to make your life wealthy
We're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions.
We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth.
The Sunday Times listed Chip as the 6th fastest growing tech company in Britain… and we're not slowing down. Chip serves over 400,000 active customers and looks after over £6billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.
Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.
Our vision
To be the most personal digital wealth manager in the UK
Who we are
Chip has a creative and diverse team of 180, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously.
Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.
Our Values
Be ACCOUNTABLE
Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible
Be BOLD
Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers
Be COLLABORATIVE
Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together
Equal Opportunities
We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.
Note to Agencies
Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.
Skills Required
- Strong hands-on experience with Braze, including campaigns, Canvases, segments, personalization, and automated customer journeys.
- Experience building and executing multi-channel CRM across email, push notifications, in-app messaging, and Content Cards.
- Strong understanding of segmentation, targeting, and journey logic, including triggers, eligibility, suppression, exclusions, and fallbacks.
- Excellent attention to detail and experience owning CRM QA, testing, and deliverability.
- Experience building lifecycle and transactional communications, ideally in a regulated or complex environment.
- Ability to work cross-functionally with Product, Engineering, Data, Design, Content, and Compliance.
- Track record of improving CRM build processes using templates, automation, and reusable components.
- Comfort using and experimenting with AI tools to improve CRM build, QA, and workflow efficiency.
- Maintain Braze certification and stay current with Braze product developments.
What We Do
Chip is your wealth app. It gives you one easy place for your savings and investments. So you can build, manage and grow your long term wealth.
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