Join J.P. Morgan’s Wholesale Banking business and help drive credit risk management for a diverse portfolio of clients. As a Wholesale Credit Risk Analyst, you’ll leverage your analytical skills and industry knowledge to support credit recommendations and contribute to innovation and efficiency improvements. We value motivated, inquisitive professionals who thrive in collaborative environments and are passionate about making an impact.
As a Wholesale Credit Risk Analyst in J.P. Morgan’s Wholesale Banking business, you will assess, permission, and manage credit and counterparty risks for a portfolio of corporate, institutional, and commercial clients across various industries. You will work closely with industry, coverage, and product teams to support business needs, conduct credit analysis, and create credit approval documents. Your role will contribute to the team’s success by supporting innovation and continuous improvement.
Job Responsibilities
- Conduct credit analysis and support deal teams in seeking approval for lending and trading-related transactions, including operating exposures.
- Create written credit approval documents, including the spreading and presentation of historical financial statement information and related financial analysis.
- Develop a well-informed and forward-looking view of business, financial, and competitive risks for organizations and their sectors, and assess risk ratings.
- Take ownership of special projects and provide creative suggestions to enhance output.
- Help drive and support innovation and continuous efficiency improvements.
- Collaborate with coverage and product groups to support business needs.
- Communicate findings and recommendations effectively to stakeholders.
- Maintain high standards of accuracy and compliance in all credit risk activities.
Required Qualifications, Capabilities, and Skills
- Bachelor’s degree in Economics, Finance, or related field.
- Advanced English proficiency.
- Academic training in accounting principles, corporate finance, capital markets products, and macroeconomics.
- Strong analytical and financial assessment abilities.
- Outstanding verbal and written communication skills, with strong interpersonal skills.
- Exceptional work ethic and motivation to learn.
- Inquisitive personality with a passion for continuous improvement.
- Ability to work effectively in a team environment.
- Capable of understanding, describing, and debating complex concepts.
- Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word.
Preferred Qualifications, Capabilities, and Skills
- Experience in credit analysis or underwriting.
- Familiarity with a range of industry sectors (e.g., corporate, commercial, institutional).
- Proven ability to drive process improvements.
- Experience working in multinational organizations.
- Commitment to accuracy and compliance.
Skills Required
- Bachelor's degree in Economics, Finance, or a related field
- Advanced English proficiency
- Academic training in accounting principles, corporate finance, capital markets products, and macroeconomics
- Strong analytical and financial assessment abilities
- Outstanding verbal and written communication skills
- Strong interpersonal skills
- Exceptional work ethic and motivation to learn
- Inquisitive personality and passion for continuous improvement
- Ability to work effectively in a team environment
- Ability to understand, describe, and debate complex concepts
- Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word
- Experience in credit analysis or underwriting
- Familiarity with corporate, commercial, and institutional industry sectors
- Proven ability to drive process improvements
- Experience working in multinational organizations
- Commitment to accuracy and compliance
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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