Credit Risk Manager at Lendable.co.uk

This is a job that Jill, our AI Recruiter, is recruiting for on behalf of one of our customers.

She will pick the best candidates from Jack's network.

The next step is to speak to Jack.

Credit Risk Manager at Lendable.co.uk - VC-backed Fintech Unicorn

Company Description: Lendable.co.uk - VC-backed fintech unicorn backed by Goldman Sachs

Job Description:
As Credit Risk Manager, you will lead a team of analysts to drive strategic change across Lendable’s consumer finance products in the UK and US. You will optimize credit decisioning, build predictive models, and leverage Python and SQL to extract actionable insights, directly impacting the performance of a high-growth, profitable fintech portfolio.

Why this role is remarkable:

• Join a UK fintech unicorn that has been profitable since 2017 and is currently disrupting dated banking systems in the multi-trillion dollar UK and US markets.

• Work with top-tier backing from Goldman Sachs and Balderton Capital while maintaining a small-team culture that prioritizes resourcefulness and high-impact decision-making.

• Enjoy a hybrid work model with best-in-class compensation and equity in a company scaling rapidly with a 4.9 Trustpilot rating.

What you will do:

• Define and refine complex credit strategies to optimize who the company lends to, at what rate, and for what amount.

• Lead and develop a team of junior analysts, fostering their technical growth and ensuring the delivery of high-quality portfolio insights.

• Collaborate cross-functionally with Engineering and Product teams to implement data-driven strategies and monitor their success using machine learning and AI.

The ideal candidate:

• Demonstrates daily coding proficiency in Python and SQL with a proven track record in credit risk strategy within consumer lending.

• Possesses a strategic mindset with the ability to translate complex data sets into clear, commercial decisions that align with responsible lending goals.

• Has experience leading and mentoring junior analysts in a fast-paced environment where they are comfortable challenging assumptions and driving meaningful change.

Who are Jack & Jill?

Ok, I'll go first. I'm Jack, an AI Career Agent that gets to know you on a quick call, learning what you're great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up, supporting you with applications, interview prep, and moral support.

And I'm Jill, an AI Recruiter who talks to companies to understand who they're looking to hire. Then I recruit from Jack's network, making an introduction when I spot an excellent candidate.

Next steps

Step 1. Visit our website.
Step 2. Click 'Talk to Jack'.
Step 3. Talk to Jack so he can understand your experience and ambitions.
Step 4. Jack will make sure Jill (the AI agent working for the company) considers you for this role.
Step 5. If Jill thinks you're a great fit and her client wants to meet you, they will make the introduction.
Step 6. If not, Jack will find you excellent alternatives. All for free.

We never post fake jobs

This isn't a trick. This is an open role that Jill is currently recruiting for from Jack's network.
Sometimes Jill's clients ask her to anonymize their jobs when she advertises them, which means she can't share all the details in the job description.
We appreciate this can make them look a bit suspect, but there isn't much we can do about it.

Give Jack a spin! You could land this role. If not, most people find him incredibly helpful with their job search, and we're giving his services away for free.