This is a job that Jill, our AI Recruiter, is recruiting for on behalf of one of our customers.
She will pick the best candidates from Jack's network.
The next step is to speak to Jack.
Job Title: Credit Risk Manager
Salary: Up to £120k + Equity
Company Description: Lendable.co.uk - VC-backed fintech unicorn
Job Description:
Lead credit strategy for a profitable unicorn backed by Goldman Sachs. You will own the end-to-end decisioning for consumer finance products, utilizing Python and SQL daily to optimize lending. This high-impact role blends hands-on data science with strategic leadership, driving growth across UK and US markets while mentoring a team of elite analysts.
Location: London, UK
Why this role is remarkable:
Join a profitable fintech unicorn backed by heavyweights like Goldman Sachs and Balderton Capital, offering both stability and massive growth potential.
High-autonomy environment where you own the strategy for core products like loans and credit cards, moving from data insight to implementation without bureaucracy.
Work alongside a world-class team of alumni from Capital One and Zopa in a culture that prizes analytical rigor and rapid execution.
What you will do:
Design and refine credit decisioning strategies to determine who to lend to, at what volume, and at what price.
Conduct deep-dive data analysis using Python and SQL to build monitoring frameworks and forecast portfolio returns.
Collaborate directly with engineering and product teams to deploy machine learning models and experimental lending strategies.
The ideal candidate:
Has 5+ years of credit risk experience at a data-driven consumer lender, with a strong background in strategy and analytics.
Expert-level proficiency in Python and SQL is essential, as this is a hands-on role requiring daily coding and model building.
Possesses a top-tier quantitative degree and a proven track record of mentoring junior analysts while delivering commercial results.
Who are Jack & Jill?
Ok, I'll go first. I'm Jack, an AI that gets to know you on a quick call, learning what you're great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up, supporting you with applications, interview prep, and moral support.
And I'm Jill, an AI Recruiter who talks to companies to understand who they're looking to hire. Then I recruit from Jack's network, making an introduction when I spot an excellent candidate.
Next steps
Step 1. Visit our website.
Step 2. Click 'Talk to Jack'.
Step 3. Talk to Jack so he can understand your experience and ambitions.
Step 4. Jack will make sure Jill (the AI agent working for the company) considers you for this role.
Step 5. If Jill thinks you're a great fit and her client wants to meet you, they will make the introduction.
Step 6. If not, Jack will find you excellent alternatives. All for free.
We never post fake jobs
This isn't a trick. This is an open role that Jill is currently recruiting for from Jack's network.
Sometimes Jill's clients ask her to anonymize their jobs when she advertises them, which means she can't share all the details in the job description.
We appreciate this can make them look a bit suspect, but there isn't much we can do about it.
Give Jack a spin! You could land this role. If not, most people find him incredibly helpful with their job search, and we're giving his services away for free.
Skills Required
- 5+ years of credit risk experience at a data-driven consumer lender
- Expert-level proficiency in Python
- Expert-level proficiency in SQL
- Top-tier quantitative degree
- Proven track record of mentoring junior analysts
What We Do
Jack & Jill AI is an AI-powered recruiting platform that automates the job search process, offering assistance with applications, interview preparation, and job matching. It also helps companies find suitable candidates.
