The role is responsible for preparing and issuing credit risk vetting report for large and mid corporate proposals, including project finance/real estate proposals within allowed TAT to enable business and processing team to put up loan proposals for sanction.
- Thorough analysis of financial statements and credit notes put up by the business/credit team including new requests, change request and refinancing.
- Confirming the Internal Credit Risk Rating of borrower as per CRM policy of the bank.
- Preparing risk vetting reports based on the credit note and submit to the lead credit risk/ Head Credit Risk.
- Review of rating outlook of high value borrowers as per CRM policy of the bank.
- Highlighting risk elements in Proposals submitted for preliminary discussion.
- Contributing towards credit risk models fine tuning as well as improving accuracy of rating.
- Keep up to date with the company’s lending protocols.
- Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.
Experience: 7 to 10 years
Qualifications: Graduate (Any)/MBA preferred
Skills Required
- 7 to 10 years of relevant experience
- Graduate degree in any discipline
- MBA
What We Do
CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala. CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala. CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.
