Credit Reporting Analyst II

Job Description

It’s about giving people a sense of security.

Do you enjoy researching and extracting insights from data? Would others describe you as being reliable and resourceful? If so, being a Credit Reporting Analyst II with Frost could be for you.

At Frost, it’s about more than a job. It’s about having a flourishing career where you can thrive, both in and out of work. At Frost, we’re committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you’ll become part of Frost’s over 150-year legacy of providing unparalleled financial services.

Who you are:

As a Credit Reporting Analyst II, you will be responsible for preparing, documenting, and validating various reports for credit risk and loan portfolios. You will also analyze reports for Credit Administration relationships and report findings and recommendations to management. More than that, this role is about constant improvement and doing so with our signature all-win approach in mind.

What you’ll do:

• Analyze and interpret commercial credit reports including relationships with credit exposure greater than $10 million and highly leveraged transactions. Provide informed recommendations/reports to management and staff

• Collaborate with reporting and business partners to develop and implement best practices for risk identification, measurement, performance, and evaluation

• Document and validate small-scale management reports following the standards outlined by regulators and/or auditors

• Develop and publish complex reports in formats suitable for regulators, executive management, and internal/external auditors

• Participate in the preparation of special reports and other major reporting projects

• Work on the most advanced reporting projects for the area

• Review and innovate processes/procedures

• Establish action plans to close identified gaps or issues in report content

• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

What you’ll need:

• Bachelor’s degree in related field

• 2+ years banking experience

• Strong analytical, systemic thinking, multi-tasking, and problem solving skills

• Ability to work in a team environment

• Excellent written and verbal communication skills

• Proficient in Microsoft computer applications

Additional Preferred Skills:

• Understanding of commercial lending policies, regulatory compliance requirements, and risk management principles

• Credit/risk experience in financial industry

• Data Warehouse experience

• Knowledge of Cognos or SQL

• Strong presentation skills

Our Benefits:

At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:

• Medical, dental, vision, long-term disability, and life insurance

• 401(k) matching

• Generous holiday and paid time off schedule

• Tuition reimbursement

• Extensive health and wellness programs, including our Employee Assistance Program

• Referral bonus program + more!

Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it’s about being part of something bigger. If this sounds like you, we encourage you to apply and see what’s possible at Frost.