Credit Officer - Agri| Dharwad

Posted 2 Days Ago
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Dharwad, Karnataka, IND
In-Office
Senior level
Fintech • Software • Financial Services
The Role
Assess, recommend, and approve agricultural credit proposals; monitor and review delinquent accounts and NPA trends; implement system integrations; conduct customer visits; identify policy and process gaps; recommend policy/process changes and internal controls; manage stakeholders; provide training and knowledge sharing.
Summary Generated by Built In
- Training & Knowledge Sharing
- Stakeholders Management
Responsibilities
- Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority.
- Review delinquent cases and document learnings / portfolio reviews for Risk Management
- Recommend changes to Policy, Process based on local nuances / competitor feedback
- Implement system integration plans
- Monitor NPA and keep a track of it
- Customer visits for PD
- Identification of Process and Policy gaps & potential Risk arising out of it.
- Suggesting internal control measures and ensures implementation to address such gaps
Qualifications

Experience Range : 7 to 15 Years

Qualifications : 
Graduate (Any Specialisation)
CA
MBA



Skills Required

  • 7 to 15 years experience
  • Graduate (Any Specialisation)
  • Chartered Accountant (CA)
  • MBA
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The Company
HQ: Thrissur, Kerala
5,753 Employees
Year Founded: 1920

What We Do

CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala. CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala. CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.

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