The Role
Manage customer credit evaluation, limits, collections, and AR reporting for agricultural accounts. Ensure compliance with PACA/FDACS, pursue legal remedies on delinquent accounts, maintain credit agency subscriptions, reconcile AR GL accounts, and produce annual credit risk reporting.
Summary Generated by Built In
A. Duda & Sons, Inc. has an opening for a salaried paid Credit Manager at the corporate office in Oviedo, FL.
In this role, you will be responsible for evaluating customer creditworthiness, managing credit limits, and leading collection efforts to optimize DSO and minimize bad debt. The Credit Manager serves as a key business partner across Sales, Accounts Receivable, and Finance; ensures regulatory compliance with PACA (Perishable Agricultural Commodities Act) , FDACS (Florida Department of Agriculture and Consumer Services), and related agricultural credit regulations; and produces annual credit risk reporting.
Primary Responsibilities and Duties:
Benefits: We offer a comprehensive benefits package including medical, dental, and vision insurance, 401K, flexible spending accounts, tuition reimbursement, paid time off, and more. Visit our website at www.duda.com for more information.
Application Details:
In this role, you will be responsible for evaluating customer creditworthiness, managing credit limits, and leading collection efforts to optimize DSO and minimize bad debt. The Credit Manager serves as a key business partner across Sales, Accounts Receivable, and Finance; ensures regulatory compliance with PACA (Perishable Agricultural Commodities Act) , FDACS (Florida Department of Agriculture and Consumer Services), and related agricultural credit regulations; and produces annual credit risk reporting.
Primary Responsibilities and Duties:
- Review and process customer credit applications, credit limit increase requests, and credit hold override requests using Blue Book Produce Reporter, Dun & Bradstreet, FDACS, Moody’s, Sunbiz, and trade references; obtain required internal approvals.
- Maintain credit limits and monitor portfolio risk exposure based on credit bureau data, financial reports, and payment history. Prepare and monitor monthly AR reports including aging summaries and DSO (Days Sales Outstanding) metrics.
- Coordinate collection efforts and dispute resolution with Sales personnel and customers.
- Pursue PACA, FDACS (agricultural bond claims), DRC (Dispute Resolution Corporation), bankruptcy court and other legal action on delinquent, doubtful and bankrupt accounts. Maintain subscriptions and company profiles with each of the agencies to ensure service continuation.
- Establish and maintain credit with vendors across business units. Administer and maintain credit cards with certain vendor retailers and wholesalers.
- Analyze existing and potential commercial property credits as requested by the Asset Management Team.
- Publish annual Credit and Collection Management Report covering receivable agings, carrying costs, bad debt, and deductions/allowances by business unit, along with a risk assessment of all customers, vendors, banks, insurers, and commercial property tenants.
- Reconcile all AR-related GL accounts including sales manager allowances, bad debt, and clearing accounts. Develop and maintain credit policies and procedures to manage risk, improve collection efficiency, and align with the company’s financial goals and risk tolerance.
- Prepare and/or review monthly AR agings submissions to Blue Book Produce Reporter and Moody’s. Maintain credit agency subscriptions and Duda company profiles for Blue Book, Moody’s, D&B, and DRC. Submit annual financial statements as requested.
- Prepare all interim and year-end audit documentation requests on credit and receivables including agings, delinquent account statuses, un-invoiced order reports, order holds, bad debt write-offs, and commercial property credit analyses.
- Bachelor’s degree in Business, Finance, Economics or related field is required
- 5+ years of experience in credit management or a related financial role
- Agricultural or food industry experience strongly preferred
- NACM Advanced Credit Designation preferred
- Experience with credit analysis tools (Blue Book Produce Reporter, D&B, Moody’s, Sunbiz, and FDACS databases)
- Proficiency in ERP/Accounting systems, AR subledger management, and advanced Microsoft Excel skills required
- DRC (Dispute Resolution Corporation) processes for cross-border dispute resolution preferred
Benefits: We offer a comprehensive benefits package including medical, dental, and vision insurance, 401K, flexible spending accounts, tuition reimbursement, paid time off, and more. Visit our website at www.duda.com for more information.
Application Details:
- No relocation assistance is available.
- Duda is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status.
Skills Required
- Bachelor's degree in Business, Finance, Economics or related field
- 5+ years of experience in credit management or a related financial role
- Experience with credit analysis tools (Blue Book Produce Reporter, Dun & Bradstreet, Moody's, Sunbiz, FDACS)
- Proficiency in ERP/Accounting systems, AR subledger management, and advanced Microsoft Excel
- Agricultural or food industry experience
- NACM Advanced Credit Designation
- DRC processes for cross-border dispute resolution
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The Company
What We Do
A. Duda & Sons, Inc. (DUDA) is a privately owned, diversified land company headquartered in Oviedo, Florida, engaged in a variety of agricultural and real estate operations. Duda Farm Fresh Foods, Inc., a wholly-owned subsidiary, continues the company’s legacy as a quality grower, shipper and marketer of fresh produce with operations in Florida, California, Arizona, Georgia and Michigan. Duda Ranches oversees the company’s diversified agricultural operations which include sod, sugarcane, citrus and cattle. The Viera Company manages the development of DUDA’s non-agricultural land. The master planned new town of Viera, Florida, is its major community development. Viera Realty and Viera Builders provide vertical integration of the company’s real estate operations. Duran Golf Club in the community of Viera offers a championship golf course and golf learning center. The company’s commercial property division manages a portfolio of commercial entities across the country, and the corporation's land asset management division actively seeks to enhance the value of existing land holdings and ag-oriented properties and facilities.
