Credit Development Analyst

Posted Yesterday
Be an Early Applicant
Buffalo, NY, USA
In-Office
50K-79K Annually
Senior level
Cloud • Information Technology • Consulting
The Role
Analyzes customer financial information, credit reports, and payment histories to recommend credit limits and terms. Manages customer credit portfolios, monitors risk exposure, resolves billing and credit issues, and partners with Sales to support growth while minimizing risk. The role also maintains policy compliance, builds stakeholder relationships, and recommends portfolio and process improvements.
Summary Generated by Built In

Accelerate your career. Join the organization that's driving the world's technology and shape the future. 

Ingram Micro is a leading technology company for the global information technology ecosystem. With the ability to reach nearly 90% of the global population, we play a vital role in the worldwide IT sales channel, bringing products and services from technology manufacturers and cloud providers to business-to-business technology experts. Our market reach, diverse solutions and services portfolio, and digital platform Ingram Micro Xvantage™ set us apart. Learn more at www.ingrammicro.com

Come join our team where you’ll make technology happen in surprising ways. Let’s shape tomorrow - it’ll be a fun journey!

At Ingram Micro, you'll help drive business growth by evaluating credit risk, supporting customer success, and partnering with sales teams to make informed financial decisions.

What You'll Do

Analyze customer financial information, credit reports, and payment history

Evaluate and recommend credit limits and terms

Manage a portfolio of customer accounts and monitor risk exposure

Partner with Sales to support growth while minimizing risk

Resolve account, billing, and credit-related issues

Review portfolio performance and recommend process improvements

Maintain compliance with company policies and controls

Build strong relationships with customers and internal stakeholders

Required Qualifications

Associate degree and 5+ years of experience in credit, finance, accounting, banking, risk management, or a related field; OR

High school diploma and 8+ years of relevant experience, including 4+ years in credit analysis, financial analysis, banking, collections, or risk management

Experience evaluating financial information and making credit decisions

Strong analytical, problem-solving, and communication skills

Proficiency with Microsoft Excel and business systems

Ability to manage multiple priorities in a fast-paced environment

Preferred Qualifications

Bachelor's degree in Finance, Accounting, Business, Economics, or a related field

Experience with commercial credit, lending, underwriting, or financial analysis

Knowledge of accounts receivable and collections processes

Experience in a B2B, financial services, distribution, or technology environment

Experience with ERP, CRM, or credit management systems

Process improvement and data analysis experience

Why Join Us?

Hybrid work environment

Career growth and development opportunities

Collaborative and inclusive culture

Opportunity to make a direct impact on business success

Exposure to global teams and industry-leading technology solutions

Let's shape tomorrow.

The typical base pay range for this role across the U.S. is USD $49,500.00 - $79,200.00 per year.

The ranges above reflect the potential annual base pay across the U.S. for all roles; the applicable base pay range will depend on the candidate’s primary work location, pay grade, and variable compensation plan. Individual base pay within each range depends on various factors, in addition to primary work location, such as complexity and responsibility of role, job duties/requirements, and relevant experience and skills. Base pay ranges are reviewed and typically updated each year. Offers are made within the base pay range applicable at the time of hire. New hires starting base pay generally falls in the bottom half (between the minimum and midpoint) of a pay range.

At Ingram Micro certain roles are eligible for additional rewards, including merit increases, annual bonus or sales incentives and long-term incentives. These awards are allocated based on position level and individual performance. U.S.-based employees have access to healthcare benefits, paid time off, parental leave, a 401(k) plan and company match, short-term and long-term disability coverage, basic life insurance, and wellbeing benefits, among others.

This is not a complete listing of the job duties.  It’s a representation of the things you will be doing, and you may not perform all these duties.

Please be prepared to pass a drug test and successfully pass a pre-employment (post offer) background check.

Ingram Micro Inc. is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran status, or any other protected category under applicable law.

Skills Required

  • Associate degree and 5+ years of experience in credit, finance, accounting, banking, risk management, or a related field
  • High school diploma and 8+ years of relevant experience, including 4+ years in credit analysis, financial analysis, banking, collections, or risk management
  • Experience evaluating financial information and making credit decisions
  • Strong analytical, problem-solving, and communication skills
  • Proficiency with Microsoft Excel and business systems
  • Ability to manage multiple priorities in a fast-paced environment
  • Bachelor's degree in Finance, Accounting, Business, Economics, or a related field
  • Experience with commercial credit, lending, underwriting, or financial analysis
  • Knowledge of accounts receivable and collections processes
  • Experience in a B2B, financial services, distribution, or technology environment
  • Experience with ERP, CRM, or credit management systems
  • Process improvement and data analysis experience

Ingram Micro Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Ingram Micro and has not been reviewed or approved by Ingram Micro.

  • Strong & Reliable Incentives — Feedback suggests bonus eligibility is common and commission structures can lift total earnings in sales roles. Pay is described as solid and reliably on time in many contexts.
  • Healthcare Strength — Feedback suggests the health offering is comprehensive, with multiple medical options including a copay-only plan and an HSA plan with employer funding. Wellness programs, pharmacy support, and an EAP reinforce the package.
  • Retirement Support — Feedback suggests retirement support includes a 401(k) with company match and automatic savings features. This provides a structured foundation for long-term savings.

Ingram Micro Insights

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The Company
HQ: Irvine, CA
27,182 Employees
Year Founded: 1979

What We Do

Ingram Micro helps businesses Realize the Promise of Technology™. It delivers a full spectrum of global technology and supply chain services to businesses around the world. Deep expertise in technology solutions, mobility, cloud, and supply chain solutions enables its business partners to operate efficiently and successfully in the markets they serve. Unrivaled agility, deep market insights and the trust and dependability that come from decades of proven relationships, set Ingram Micro apart and ahead.

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