Credit Bureau Dispute Specialist

Posted 3 Days Ago
Be an Early Applicant
Hiring Remotely in United States of America
Remote
1-3 Years Experience
Automotive • Fintech • Financial Services
The Role
The Credit Bureau Dispute Specialist at Exeter Finance is responsible for managing and investigating credit bureau disputes, ensuring compliance with reporting guidelines, and responding to various consumer requests related to credit reporting. The role requires strong communication and problem-solving skills, financial industry knowledge, and the ability to work in a team environment.
Summary Generated by Built In

At Exeter Finance, we are committed to helping customers find the right financing for their next vehicle purchase. By building strong relationships with our customers and network of dealer partners we are able to give options that make sense, getting customers behind the wheel of their car. 

Every team member is integral to our success. Whether you’re at a servicing center helping customers with their loans, in the field building relationships with dealers, or supporting the company from its corporate offices, you'll enjoy a nurturing, invigorating and positive work environment.

Our vision is to be a premier finance company and lender of choice known for its People, Performance and Service.

Job Description

Job Summary:

The Credit Bureau Dispute Specialist will be assigned to manage the following processes as needed: Indirect and/or Direct Dispute Investigations, Credit Reporting Agency Rejects, CBR control reports, as well as any manual updates. The Credit Bureau Dispute Specialist will be responsible for highlighting any potential reporting logic concerns identified during investigation of disputes.

Job Duties:

  • Investigate and respond accurately and timely to credit bureau disputes and/or Investigate and correct accounts as applicable.
  • Monitor Credit Reporting controls to ensure compliance to policy and procedures.
  • Maintain current knowledge of CDIA guidelines for reporting and responding to disputes, including Metro2 knowledge according to the Credit Reporting Resource Guide.
  • Investigate and respond accurately and timely to Adverse Action and Inquiry Removal requests, including responding directly to the consumer.
  • Investigate and respond accurately and timely to Validation of Debt and Goodwill requests, including responding directly to the consumer.
  • Ensures compliance with Exeter’s policies & procedures, safety, state and federal laws, regulations and standards.
  • Other duties as assigned/ required

Education and Work Experience:

  • High School Diploma or equivalent. College degree preferred.
  • Two (2) years of credit bureau reporting and disputes experience.
  • (One) 1 to (two) 2 years of work-related experience, in the finance or credit related industry preferred.
  • Previous experience with the eOscar Dispute software
  • Excellent written and verbal communication skills
  • Excellent project solving skills
  • Able to work well with people from many different disciplines with varying degrees of technical experience
  • Self-motivated with the ability to complete multiple tasks with minimal supervision.
  • Ability to adapt to a rapidly changing environment
  • Strong team player with a high level of professionalism and initiative

Compensation Information

Salary Range: $19/hr - $23.50/hr

Individual compensation packages are based on various factors unique to each candidate including skill set, experience, qualifications, and other job-related reasons.

Exeter Finance is an Equal Opportunity Employer

 #LI-REMOTE

Exeter Finance LLC is an Equal Opportunity Employer.

Individual compensation packages are based on various factors unique to each candidate including

skill set, experience, qualifications and other job-related reasons.

19.00 USD-$23.50

The Company
HQ: Irving, TX
1,085 Employees
On-site Workplace
Year Founded: 2006

What We Do

At Exeter, we are committed to helping consumers find the right financing for their next vehicle purchase. We work with thousands of franchised and independent auto dealers nationwide to make vehicle ownership possible for everyone. We have helped more than one million consumers purchase the cars and trucks they want by providing the financing solutions they need.

Our mission is to create superior value for our stakeholders by providing financial solutions through building exceptional customer, dealer and partner relationships while exhibiting a Culture of Excellence.

Our vision is to be a premier auto finance company and lender of choice known for its People, Performance and Service.

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