Credit Analyst

Posted 2 Days Ago
Be an Early Applicant
Houston, TX, USA
In-Office
Mid level
Hardware • Other
The Role
The Credit Analyst processes credit applications, sets credit limits, evaluates customer financial profiles, and manages accounts to minimize risk and improve processes.
Summary Generated by Built In

Position Summary: The Credit Analyst reports directly to the Credit Manager. The position is responsible for processing new credit applications, reviewing and setting credit limits and terms, setting up new customers, and assessing credit risks and collection issues. He/she will follow Generally Accepted Accounting Principles and company practices. 

Essential Job Functions and Responsibilities: Conduct credit checks and establish credit limits and terms. Evaluate financial profile of new/existing customers, establishing open credit or appropriate credit vehicle to accommodate projects. Manage customer accounts to ensure appropriate credit limit based on volume and reduce exposure. Assist with bad debt analysis and help process lien letters. Perform other duties assigned.

Qualifications and Core Competencies (Knowledge, Skills & Abilities):  Minimum 3 years experience in credit.  Bachelors Degree in Accounting or related business area, but not required if appropriate experience. This position requires hands-on experience using ERP systems and strong Excel skills. Knowledge of D&B reporting, Financial Statement analysis, Letters of Credit, Bank Guarantees, and Bond requests. Demonstrate the ability to grasp and retain new concepts quickly, complete complex tasks thoroughly, and efficiently and be able to provide suggestions for improvement in processes where needed. Ability to effectively interface with all levels of management, operations and internal & external customers. Ability to manage multiple tasks, meet deadlines and interact effectively in a team environment. Permanent work authorization for the USA required

Computer literate/friendly, strong work ethic, attention to detail.  Comfortable working in Excel. Excellent oral and written communication skills.

Performance Standards: Measurements in the areas of attendance, productivity, accuracy, weighted days beyond terms, internal and external customer relationships.

Qualifications Behaviors Preferred Team Player: Works well as a member of a group Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well Dedicated: Devoted to a task or purpose with loyalty or integrity Education Preferred Associates or better. Experience Required Credit Experience Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Skills Required

  • Minimum 3 years experience in credit
  • Bachelors Degree in Accounting or related business area
  • Hands-on experience using ERP systems
  • Strong Excel skills
  • Knowledge of D&B reporting, Financial Statement analysis
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The Company
HQ: Houston, TX
1,010 Employees
Year Founded: 1986

What We Do

Wafer Swing Check Valves engineered for virtually unobstructed flow even in low pressure applications. In 1986 Bray International, Inc. was founded with one objective in mind, to become our customer’s global flow control partner. Bray’s worldwide offices and distribution networks have made us truly global. Offering a comprehensive line of innovative flow control solutions has made us an industry leader. And thanks to our unrelenting commitment to quality and customer service, clients around the world have made us their trusted partner. After 30 years, our focus hasn't changed. Bray International, Inc. your global flow control partner.

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