Credit Analyst

 Electrolux Group  

Electrolux Group is a leading global appliance company that has shaped living for the better for more than 100 years. We reinvent taste, care and wellbeing experiences for millions of people, always striving to be at the forefront of sustainability in society through our solutions and operations. Under our group of leading appliance brands, including Electrolux, AEG and Frigidaire, we sell household products in around 120 markets every year. In 2023 Electrolux Group had sales of SEK 134 billion and employed 45,000 people around the world. 

Join us in our exciting quest to build the future home.  

About the role:  

Responsible for supporting the Credit Management activities in the respective regions or countries of responsibility.  

What you will do:  

This role is directly responsible and accountable for performing credit analyses to identify, minimize and mitigate risk for new and existing customers in North America and Europe. You will receive hands-on experience working with customers along with cross-functional teams in Sales, Finance, and Sales Operations. You will apply your knowledge of financial analysis to assess financial strengths and risks. Strong organization skill and analytical skill are necessary to ensure the collection status and documentation completeness, reporting preparation and exercise judgement within defined practices and policies to determine appropriate action.  

In detail, you will:  

• Complete Electrolux Rating Model (ERM) and credit analysis of Electrolux customer risk and requests  

• Support shared services credit management activities including, but not limited to, credit and terms analysis, reporting and customer analysis  

• Obtain and analyze appropriate internal and external credit information such as financial statements, trade references, external credit reports, profitability, and payment behavior  

• Assess creditworthiness of existing and/or prospective customers and identify credit risk  

• Understand and adhere to credit policy and guidelines  

• Interpret and summarize information and generate recommendation regarding the disposition of the customer credit request  

• Maintain communication with Order and Collections Management regarding changes involving pending orders, accounts receivable management and other customer service issues  

• Contribute to Electrolux Group and Sector goals, (i.e, Sales, DSO, EBIT, NOWC)  

• Develop and maintain professional relationships with various Business Units, Sales, and Key Individuals and Customers  

Qualifications:   

• University Degree in Finance/Accounting/Business or any related  

• Solid experience in Collection, Credit, Finance and/or accounting function 

• Well-versed in O2C or Collections, Credit process and procedures  

• Very good verbal and written communication skills with ability to deal with sensitive and confidential information 

• Good negotiation skills, able to think quickly in handling objections  

• Resilient and able to stay calm when work under pressure  

• Excellent attention to detail and ability to complete all task accurately and on time  

• Good knowledge of MS Office (excel skills) and SAP system on Collection Module 

• Excellent customer service skills 

• Demonstrated knowledge and experience in reviewing and interpreting financial reports and data 

• Detail-oriented with an eye for continuous process improvement  

• Availability to work on a second shift from 14.00-22.00 once per week.

Where you will be:  

You will be based in a modern office in Krakow. Our Global Shared Service Center provides services for all companies in the Electrolux Group worldwide. We are dedicated to Global Finance & Accounting, HR Services, IT, Reporting & Analysis CoE, and Product Documentation. We employ almost 1.000 talented people with respect to diversity & inclusion.  

Benefits highlights:  

• Flexible working hours & hybrid work environment (13 days working from home each month)  

• Medical insurance  

• Cafeteria Platform for co-financing of Multisport or vouchers  

• Extensive learning opportunities and flexible career path  

As part of Electrolux, we will continuously invest in you and your development. There are no barriers to where your career could take you.  

For more information go to: www.electroluxgroup.com.