The Credit Analyst supports the commercial lending staff by analyzing financial statements, preparing commercial loan packages and providing other assistance as needed and providing additional support to the commercial lending staff. The individual prepares materials for various commercial loan committees.
- Prepares commercial loan write-ups for new loan requests and renewals to assist the commercial lending staff in evaluating the credit worthiness of the customer
- Performs credit analysis and processes renewals within accepted bank designated guidelines
- Analyzes the financial information of commercial loan customers, which includes pulling credit reports and the spreading of financial statements and tax returns
- Participates in the internal and external credit training, mentoring and leadership development
- Attends and completes cross training in various department related to commercial lending in the bank
- Handles weekly loan committee tasks
Qualifications:
- Bachelor's degree in accounting, finance or related business field. Minimum of 6 accounting hours.
Skills:
- Strong proficiency in the use of MS Excel, MS Word, MS PowerPoint, MS Project and MS Visio; basic keyboarding and calculator skills; must be able to perform advanced math and carry out complex written instructions
- Work occasionally requires more than 40 hours per week to perform the essential functions of the job
- Lifting in an office setting up to 30lbs.
ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- Bachelor's degree in accounting, finance, or a related business field
- Minimum of 6 accounting credit hours
- Proficiency in Microsoft Excel, Word, PowerPoint, Project, and Visio
- Ability to perform advanced mathematics and follow complex written instructions
- Basic keyboarding and calculator skills
- Ability to work more than 40 hours per week when necessary
- Ability to lift up to 30 pounds in an office setting
- English and Spanish fluency
What We Do
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio, including cash management, merchant services and loans and lines of credit. The result? Empowered business customers who are successfully positioned for growth and stability, and ready to capture new business opportunities in the fast-moving North Texas market. Our commitment begins with our Relationship Managers, who are dedicated to customer success. It’s fulfilling work -- so much so that ANBTX has been named a Dallas Morning News "Top 100 Places To Work" for seven years in a row. Member FDIC.
