Credit Analyst Intern

Posted 2 Days Ago
Be an Early Applicant
St. Louis Park, MN, USA
In-Office
22-22 Hourly
Internship
Fintech • Software • Financial Services
The Role
Credit Analyst Interns will evaluate loan requests and borrower financial information, analyze cash flow and risk, assign risk ratings, and prepare credit presentations, reports, forecasts, and lending recommendations. The role supports lenders through credit approval activities, maintains accurate client and account records, and participates in collaborative projects, departmental meetings, and presentations. Candidates must be analytical, organized, communicative, proficient in Microsoft Office, and able to manage confidential information and deadlines.
Summary Generated by Built In

Kickstart your career in banking with Bridgewater Bank’s 2027 Summer Internship Program! Join a dynamic team where your ideas matter, your work makes an impact, and your growth is our priority.

We’re looking for an analytical and self-driven intern to join our 2027 Summer Intern Cohort at Bridgewater Bank within the Credit team. The ideal candidate will develop an understanding of banking and credit to identify and analyze potential risks associated with various loan transactions.  This role supports lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank.

Our internship program is designed to immerse students in real-world banking experiences, enhancing their academic learning with meaningful corporate exposure. Interns will apply the knowledge and skills gained in college to impactful projects that contribute to our organization’s success.

Throughout the program, interns will:

  • Collaborate with Bridgewater employees on innovative initiatives aligned with our vision.
  • Participate in departmental meetings to gain insight into strategic decision-making.
  • Lead individual projects and present their work to the Intern Cohort, as well as to our Operational and Senior Leadership Teams.

Program Duration: May 25, 2027 – August 20, 2027

 

RESPONSIBILITIES:  

  • Collect, review, and analyze loan requests, financial information, appraisals, title insurance, etc.
  • Prepare spreadsheets, reports, summaries, and recommendations on loan structure/pricing for lenders.
  • Assign risk ratings to support loan requests.
  • Prepare credit presentations to be used in the credit approval process including cash flow analysis, forecasting of future performance, industry trends, and loan performance histories.
  • Develop and maintain accurate records for lending clients and accounts.

 

QUALIFICATIONS:

  • Candidates must be:
    • Current (Juniors and Seniors) or recent graduate from a 4-year bachelor’s degree program in Finance, Economics, Business, or any other related field.
    • Authorized to work in the United States
  • Superior analytical/reasoning skills with the ability to work independently and as a member of a team
  • Excellent written, verbal, and interpersonal communication skills
  • Strong presentation acumen
  • Excellent organizational skills to deal with multiple projects and priorities
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint, and Outlook)
  • Ability to:
    • Maintain confidential information to the highest degree
    • Work in a fast-paced environment and meet deadlines
    • Develop and maintain effective working relationships

 

ABOUT BRIDGEWATER BANK:

It all started with a vision in 2005. This vision was to create a full-service, entrepreneurial bank where clients would notice a difference, team members would be challenged to grow, and the culture would be optimistic. Over a decade later, this unconventional attitude laid the foundation of Bridgewater Bank, a nationwide top-performing bank with an award-winning culture.

We’re on a mission to become the finest entrepreneurial bank in the Twin Cities. And it’s working. Join our team and you will be surrounded by remarkable people who want to challenge the status quo and redefine what it means to work in this industry. This journey began in 2005, and it’s just getting started. Will you join us?


COMPENSATION & BENEFITS:

The hourly base pay range for this role is $22/hr. Bridgewater Bank provides:

  • 2 Paid Holidays and PTO accrued in compliance with MN ESST Law

PLEASE NOTE:

The above is intended to describe the general content of and requirements for this position.  It is not to be construed as an exhaustive list of duties, responsibilities, or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

STATUS: Non-Exempt

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Skills Required

  • Current junior or senior student, or recent graduate, from a four-year bachelor's degree program
  • Bachelor's degree in Finance, Economics, Business, or a related field
  • Authorized to work in the United States
  • Superior analytical and reasoning skills
  • Ability to work independently and as part of a team
  • Excellent written, verbal, and interpersonal communication skills
  • Strong presentation skills
  • Excellent organizational skills and ability to manage multiple projects and priorities
  • Proficiency in Microsoft Office, including Word, Excel, PowerPoint, and Outlook
  • Ability to maintain confidential information
  • Ability to work in a fast-paced environment and meet deadlines
  • Ability to develop and maintain effective working relationships
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The Company
HQ: St. Louis Park, MN
341 Employees
Year Founded: 2005

What We Do

Bridgewater Bank (Nasdaq: BWB) has a great entrepreneurial story to tell. It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow both professionally and personally. 20 years later, this vision and unconventional model has led to continuous growth and profitability. Bridgewater Bank has: become a top-performing bank nationwide, attracted investments from top institutional firms from coast to coast, become the first Minnesota bank to complete a successful IPO in over 25 years, created an award-winning culture and earned a reputation as a bank that understands clients’ unique needs. Out of the 400+ banks in Minnesota today, Bridgewater sits among the top ten by asset size. But to each of us, this is more than a high-performing bank; it’s a sense of community. We are a team of nimble banking professionals who want to redefine what it means to work in this industry. As our entrepreneurial story continues, we will never lose sight of what makes this place extraordinary – a steadfast commitment to our people. Workplace accolades: Top 150 Workplaces, 2015 – Star Tribune Top 150 Workplaces, 2016 – Star Tribune Top 150 Workplaces, 2017 – Star Tribune Top 150 Workplaces, 2018 – Star Tribune Top 150 Workplaces, 2019 – Star Tribune Top 150 Workplaces, 2020 – Star Tribune Top 175 Workplaces, 2021 – Star Tribune Top 200 Workplaces, 2022 – Star Tribune Top 200 Workplaces, 2023 – Star Tribune Top 200 Workplaces, 2024 – Star Tribune Top 200 Workplaces, 2025 – Star Tribune Best Banks to Work For, 2017 - American Banker Best Banks to Work For, 2018 - American Banker Best Banks to Work For, 2020 - American Banker Best Banks to Work For, 2022 - American Banker Best Banks to Work For, 2023 - American Banker

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