- Developing loan applications for credit requests of current and prospective customers. Credit applications include a detailed cash flow analysis, collateral analysis and all other analysis pertaining to the strengths and weaknesses of the applicant.
- Spreading of financial information on current and prospective customers.
- Assist Senior Lender, Credit Administrator, and Lending Officers with reports used to monitor the loan portfolio, track loan delinquencies, track concentrations within the loan portfolio, etc.
- Attend loan committee and take minutes as needed.
- Ensure that all credit files are kept current with financial statements, tax returns, current loan applications, proper documentation, etc.
- Providing credit information from Credit Bureau or other agencies as requested.
- Continue to seek improvement of credit skills through seminars, training sessions and/or credit classes.
- Represent the Bank in community development activities.
- Assumes additional responsibilities as required.
- Bachelor’s Degree required preferably in Accounting or Finance, will consider students graduating in May 2025
- Strong written and verbal communication skills
- Computer skills: especially Microsoft Office
- Strong attention to detail – with the ability to adapt to a fast paced work environment
- Ability to prioritize work flow to meet crucial time deadlines
Isabella Bank is an AA/EEO employer.
Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- Bachelor's degree, preferably in Accounting or Finance
- Strong written and verbal communication skills
- Computer skills, especially Microsoft Office
- Strong attention to detail
- Ability to adapt to a fast-paced work environment
- Ability to prioritize workflow and meet crucial deadlines
What We Do
Isabella Bank Corporation is a financial services holding company offering a wide array of financial products and services in mid-Michigan. Its banking subsidiary, Isabella Bank, offers banking services through 31 locations, 24-hour banking services locally and nationally through shared automatic teller machines, online banking, and direct deposits to businesses, institutions, and individuals. Lending services offered include commercial real estate loans and lines of credit, agricultural loans, residential real estate loans, consumer loans, and credit cards. Deposit services include interest and noninterest bearing checking accounts, savings accounts, money market accounts, and certificates of deposit. Other related financial products include trust services, safe deposit box rentals, credit life insurance, and brokerage products through Raymond James Financial Services. Active competition, principally from other commercial banks, savings banks and credit unions, exists in all of the Bank’s principal markets. The Corporation’s results of operations can be significantly affected by changes in interest rates or changes in the local economic environment.
