Embark on a journey within the Credit Analysis & Structuring BU provides credit analysis services of the highest standards establishing, prepping and devising credit solutions to various local and international corporate customers.
We are on the lookout for:
Job vacancy: Credit Analyst
Your responsibility as Credit Analyst will be to analyse credit requests of simple to complex nature and propose the most appropriate credit solutions to the coverage team of CIB for all recourse financing for clients within the portfolio of Mauritian and Regional Corporates, Global and International Corporates and Financial Institutions.
In this role you will,
- Analyse, prepare, , initiate and follow up on credit requests of simple to complex nature by looking at the borrower’s industry outlook, financial risk profile, repayment capability and security profile and provide appropriate recommendations to relationship resources with a view to secure the bank’s interest, and mitigate credit risks;
- Conduct periodic reviews of credit facilities;
- Attend to all queries received in respect of approved credit requests to achieve operational efficiency;
- Assist relationship resources in finding out the appropriate financing solutions to meet customers' needs through client meetings and by providing credit analysis services of the highest standards;
- Keep abreast of best practices and updates in the sector and share same with team members towards the building of a learning organisation;
- Comply with all relevant laws, codes, rules, regulations, procedures and standards of best working practice in relation to lending in order to minimize financial loss and protect the good name and reputation of the MCB Group.
To succeed, you will be required to demonstrate the following competencies:
- Makes sense of complex, high quantity, and sometimes contradictory information to effectively solve problems;
- Anticipates and adopts innovations in business-building digital and technology applications;
- Builds strong customer relationships and delivers customer-centric solutions;
- Plans and prioritizes work to meet commitments aligned with organizational goals;
- Builds partnerships and works collaboratively with others to meet shared objectives;
- Produce written communication that is structured with the intended audience in mind.
We are looking for candidates who have a minimum of:
EITHER
- A BSc in Finance/Banking/Accounting or equivalent;
- ACCA or other equivalent qualifications will be considered as an advantage;
- At least 3 years' experience in Banking/Financial sector in credit analysis field;
OR
- At least 5 years' experience in Banking/Financial sector in credit analysis field.
A combination of both qualification & experience will be considered.
You will need to demonstrate the following:
- Financial acumen - Accounting Principles & Practice, Financial Analysis & Lending procedures;
- Knowledge of Bank of Mauritius credit risk guidelines and of credit risk principle;
- Understanding of socio-political and economic environment of local market/ international business trends;
- Excellent knowledge of Microsoft Office tools.
Please ensure all required information is accurately entered in relevant sections. Any incomplete application will not be considered. You may attach a complete CV when applying.
Note that candidates under consideration for this position will be required to provide 2 professional references.
As part of the recruitment process, shortlisted candidates(s) will be required to provide a valid Certificate of Character of less than 3 months.
The deadline for submission of application is 7 September 2026.
The Management reserves the right not to appoint anyone following this advert.
Skills Required
- BSc in Finance, Banking, Accounting, or an equivalent qualification
- At least 3 years of experience in the banking or financial sector in credit analysis
- At least 5 years of experience in the banking or financial sector in credit analysis as an alternative to the degree route
- ACCA or another equivalent qualification
- Knowledge of Bank of Mauritius credit risk guidelines and credit risk principles
- Knowledge of accounting principles, financial analysis, and lending procedures
- Excellent knowledge of Microsoft Office tools
- Two professional references
- Valid Certificate of Character issued within the previous three months
What We Do
The secret to our endurance is our standard of excellence and the fact that our people – customers and personnel – are central to everything we undertake. From a single bank, we have grown into a Group with a total asset worth of MUR 720.1 billion (USD 16 billion). Now with 60 branches/kiosks nationwide, we seek to consolidate our position in the region and beyond. MCB Group is the holding company of several subsidiaries and associates that operate under three business clusters: Banking, Non-Banking Financial and Other Investments. Banking activities are present in Madagascar, Mozambique, Reunion Island, Mayotte, Paris, Seychelles and Maldives, with a network of around 550 correspondent banks across the world. The Non-Banking Financial sector is involved in Factoring and Leasing while the MCB Capital Markets Ltd offers services such as Corporate Finance Advisory, Asset Management, Stockbroking, Private Equity and Registry. The Group also assists Micro and Small Entrepreneurs.
