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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
The Independent Compliance Testing (ICT) Program performs a key second line of defense role, to help ensure regulatory requirements are met across the applicable lines of business at SoFi.
This Compliance Testing Specialist will be responsible for leading and executing risk-based compliance transaction, control, and outcomes-based testing, for the purpose of independently validating business line adherence to applicable consumer/commercial lending products, with an emphasis in mortgage lending and home loan laws and regulations (for the whole product lifecycle).
This role will report to the Regulatory Compliance Testing Manager, and the role may also require executing some testing in financial services subject matter areas other than those outlined above.
What you'll do:
Executing aforementioned testing/monitoring activities in adherence to program methodology, test scripts and procedures, under the leadership of a team leader.
Ensuring all tasks and reporting are completed within established timeframes, in accordance with the program’s test plan.
Drafting monitoring memos at the conclusion of monitoring activities.
Analyzing data from multiple sources and systematically documenting the work and results.
Identifying and classifying any test findings properly; managing and tracking those findings to ensure the business owner remediates the issue; and performing validation and sustainability review/testing to confirm that the finding has been fully addressed.
Establishing and maintaining strong working relationships with relevant Compliance Officers and Business Areas.
What you'll need:
Bachelor’s degree
At least 2-4 years of compliance testing or auditing experience, specifically within financial services or a regulated banking institution
Strong working knowledge of mortgage lending and home loan laws and regulations.
Strong problem-solving and conceptual thinking skills
Strong communication skills
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What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world. For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way. At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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