YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.
Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.
Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.
Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.
Responsibilities:
- Assume the responsibilities of our local Money Laundering Reporting Officer (MLRO), including coordinating Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), sanctions compliance efforts, and suspicious transaction reporting (STR) for our operations.
- Develop, communicate and implement a systematic approach in managing risks and advising senior stakeholders on risk related matters arising from new business initiatives and/or changes in the regulatory requirements.
- Report into the Group Head of Compliance and partnering closely with the Group C-suite including our founders on global key initiatives.
- Be responsible for developing and managing local compliance frameworks and policies to ensure compliance with regulations, codes of conducts, and best practices.
Requirements:
- 5-8 years of expertise in compliance within the financial services industry. Professional qualifications such as CAMS and/or familiarity with calibration of transaction monitoring thresholds and parameters will be an added advantage.
- Experience in a fintech / payment firm or prior experience setting up a compliance team in a Financial Institution (FI) will be highly advantageous.
- Strong ability to collaborate and build relationships with internal and external stakeholders, including relevant regulators.
- You are capable of navigating ambiguity, and adapting to changing circumstances and regulatory landscapes.
Skills Required
- 5-8 years of expertise in compliance within the financial services industry.
- Professional qualification such as CAMS and/or familiarity with calibration of transaction monitoring thresholds and parameters.
- Experience in a fintech/payment firm or prior experience setting up a compliance team in a Financial Institution (FI).
- Strong ability to collaborate and build relationships with internal and external stakeholders, including regulators.
- Ability to navigate ambiguity and adapt to changing circumstances and regulatory landscapes.
What We Do
YouTrip is a multi-currency mobile wallet with a prepaid Mastercard that enables you to shop online and offline worldwide like a true globetrotter. As Singapore’s favourite multi-currency wallet, it's our thing to ensure that you pay hassle-free overseas with the best rates. Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Enjoy our in-app exchange with our 10 popular wallet currencies Goodbye hidden fees • Travel and shop freely with zero FX fees & no hidden charges • Withdraw cash fee-less* from overseas ATMs (only available for Singapore app users in foreign currency for the first S$400 per calendar month, 2% fees apply thereafter) It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with push notifications for every payment Apply for an account now to get the best rates at your fingertips! Our Story Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia, we hail from Singapore, Thailand, Hong Kong, and the rest of Southeast Asia, and we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL.
