Compliance Manager - Spinnaker

Title: Compliance Manager - Spinnaker 

Location: Austin, TX / Dallas, TX / San Jose, CA / Morristown, NJ (hybrid)

Reports To: Director, Regulatory Compliance

About Hippo

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.  

Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement. 

If you're energized by building what's next, we'd love to meet you. 

About You:
You are a highly organized and detail-oriented insurance compliance professional with strong experience managing complex regulatory filing obligations across multiple states and lines of business. You are comfortable owning regulatory processes from start to finish and managing regulatory reporting independently to ensure filings, data calls, and regulatory requirements are completed accurately and on time.

You have a strong understanding of insurance regulatory requirements and are experienced interpreting state requirements, coordinating with internal stakeholders, and communicating with regulators to resolve questions and respond to requests. You are proactive, reliable, and capable of managing a high volume of regulatory work while maintaining strong attention to detail.

What You'll Do:

Regulatory Filings and Data Calls:

• Own and manage the regulatory filings calendar for P&C and E&S insurance companies operating across all states and multiple lines of business, including annual updates to reflect current state filing requirement
• Interpret state regulatory requirements and determine applicable filing obligations across jurisdictions
• Own the preparation, validation, and submission of recurring monthly, quarterly, and annual regulatory reports and data calls, including but not limited to:
  • Statistical Data Filings
  • Market Conduct Annual Statement (MCAS) and other surveys
  • Fair Plan reporting
  • Emergency Assessments
  • Mine Subsidence reports
  • Surcharge reports

• State fees and assessments
• Coordinate internally with Finance, Underwriting, Compliance, and other business partners to collect, review, and validate information required for regulatory submissions
• Monitor regulatory deadlines and ensure filings are completed accurately and submitted on time
• Identify new or changing regulatory reporting obligations and incorporate them into the filings calendar as needed

Annual Statement Regulatory Coordination:

• Coordinate Annual Statement State Checklists, including compiling all state requirements and preparing applicable non-financial reports and forms
• Work closely with the Annual Statement Coordinator and Finance team to support timely completion of state regulatory requirements tied to the Annual Statement process

Company Licensing and Regulatory Authorizations:

• Support insurance company licensing activities, including maintaining company lines of business charts and tracking regulatory authorizations by state
• Coordinate state and line of business expansion efforts as needed to support business initiatives
• Partner with underwriting and business teams to ensure appropriate licensing is in place prior to writing new business

Delegated Authority and Filing Oversight:

• Coordinate issuance of Letters of Authority granting program partners permission to submit Rate, Rule, and Form filings on behalf of the Company
• Ensure authorized states and lines of business are accurate and aligned with company licensing approvals

Program Partner Regulatory Support:

• Support regulatory due diligence related to onboarding and off-boarding program partners
• Assist program partners with regulatory filing questions and other compliance matters as needed

Regulatory Communication and Issue Resolution:

• Communicate with state regulators and regulatory bureaus regarding filing questions, clarifications, or objections
• Research and resolve state-specific regulatory requirements and issues as they arise
• Escalate complex regulatory matters to leadership as appropriate

Documentation and Process Management:

• Maintain clear and organized documentation for all filings and regulatory correspondence
• Ensure regulatory materials and supporting documentation are easily accessible for internal stakeholders and audit purposes
• Assist in improving internal processes related to regulatory filings and compliance tracking

Must Haves:

• 5 + years of experience in insurance regulatory compliance or a similar role within the insurance industry
• Bachelor’s degree preferred
• Strong working knowledge of insurance regulatory requirements affecting insurance company operations
• Demonstrated experience independently managing complex multi-state regulatory filing requirements for an insurance carrier
• Experience preparing and managing regulatory data calls and filings across multiple jurisdictions
• Strong organizational skills and attention to detail
• Ability to manage multiple deadlines and regulatory requirements simultaneously
• Strong communication skills and ability to work cross-functionally with internal teams
• Ability to work independently while collaborating effectively with a team
• Proficiency with Microsoft Office products including Word and Excel

Benefits and Perks

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with:

• Healthy Hippos Benefits - Multiple medical plan options, 100% covered dental and vision for you and your family, and a wellness program that rewards healthy habits. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
• Equity - This position is eligible for equity compensation 
• Training and Career Growth - Training and internal career growth opportunities
• Flexible Time Off - You know when and how you should recharge
• Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
• Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees

The Morristown, NJ base pay range for this role is $119,500 - $179,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands.

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.