Compliance Manager (Line 2 Financial Services), Afterpay

Join a movement in which everyone can win. We started a movement in which everyone can win - shoppers, retailers, society and every person on our team. To play fair, trust people and reward them for doing the right thing. We see and feel the impact of our work as more and more people gain financial freedom and retailers grow across the globe.
Founded five years ago in Sydney, Australia, Afterpay has over 11 million active customers globally and more than 64,000 of the world's best retailers around the world including Anthropologie, Revolve, DSW, GOAT, Finish Line, Levi's, Mac Cosmetics, Ray-Ban and many others. Afterpay is on a mission to power an economy in which everyone wins.
Afterpay is completely free for customers who pay on time - helping people spend responsibly without incurring interest, fees or extended debt. Afterpay empowers customers to access the things they want and need, while still allowing them to maintain financial wellness and control, by splitting payments in four, for both online and in-store purchases. Afterpay is deeply committed to delivering positive outcomes for customers. We are focused on supporting our community of shoppers.
We trust in the next generation and share a vision of a more accessible and sustainable world in which people are rewarded for doing the right thing.
The Role
As our business grows, so does our Compliance Team! We are currently seeking an experienced Compliance Manager to join our Line 2 Compliance function here at Afterpay ANZ. This is a fantastic opportunity for someone that is looking to innovate and help provide broad compliance advisory, governance and frameworks services and support across all Afterpay business units in Australia and New Zealand.
This is a hybrid role which will require about 2-3 days per week to be able to commute to/from either our Sydney or Melbourne offices. Thursday will be a required day to be in the office.
You Will

• Act as compliance adviser to assess, advise and act as compliance subject expert to the business on a broad range of financial services areas, including regulated consumer credit, BNPL compliance, payment systems regulation, P2P/non-cash payment facilities, financial services licensing obligations, review and approval of marketing collateral, design and distribution obligations, AML, collections, consumer protection, anti-bribery and corruption and other conduct-related areas.
• Working together with the business and Line 2 Risk to build, embed and maintain governance and compliance frameworks to support regulated financial services products.
• Conduct compliance risk assessments on new products, services and initiatives.
• Assist the business with compliance incident management and potential reportable situation assessments.
• Manage projects to assess, implement and monitor adherence to new regulatory obligations and policies.
• Maintain databases, registers and other records relating to compliance risk management (e.g. maintaining project plans, logging incidents, completing risk assessment forms and action logs).
• Work with business lines to enhance awareness and educate on compliance risks, mitigation strategies and options.
• Advise internal management and business partners on the implementation and operation of compliance programs.
• Lead and manage projects to assess, implement and monitor adherence to new regulatory obligations and policies.
• Report on compliance risks, trends and key performance metrics.
• Drive a strong risk culture and awareness in day-to-day business decisions.

You Have

• 5-7 years working experience as a compliance professional in Australian financial services environments is essential, with knowledge of obligations as they apply to regulated financial services products, and maintenance of regulatory licences.
• Experience working as a financial services compliance professional in Australian regulatory practices and building and maintaining frameworks to support regulated financial services products.
• Tertiary qualified in relevant discipline.
• You're naturally passionate about why compliance matters and how it contributes to successful business and community outcomes.
• You have a data and technical focus, with an ability to analyse, assess and operationalize new and emerging regulatory obligations.
• Capable of acting autonomously, thinking end to end and working under tight timeframes.
• You are capable of prioritisation decisions on workloads to manage outcomes and you take pride in and ownership of everything you do.
• You have initiative and drive - you are confident, collaborative and form strong enduring stakeholder relationships.
• You enjoy solving problems and are creative but also strategic, ensuring solutions are relevant and sustainable.
• You place importance on building strong relationships and pride yourself on your excellent communication skills.
• Excellent eye for detail but also able to see the bigger picture.
• A willingness to learn, be challenged and be part of a team of like-minded people who want to make a difference.

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to identity or other legally protected class.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page .
Block is a globally distributed company and this role will require working with other employees in multiple time zones. You may be required to perform work outside of normal business as part of this role
Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Check out benefits at Block.
Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, and TIDAL, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.