The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.
ResponsibilitiesThis role shall perform customer profile analysis by obtaining information in internal and external media against lists of sanctioned individuals, PEPs and Factiva, as well as manage the review of suspicious transaction alerts generated, monitor information and report suspicious transactions, to protect the entity from being used for illicit purposes related to Money Laundering or Terrorist Financing.
Timely execution of fieldwork is a key responsibility.
Regular and timely dialogue and communication on the progress of the work and possible suspicions to the Team Leader and local Market Compliance Officers.
- Managing and responding to sanctions related alerts and investigations, ensuring timely and accurate reporting to relevant authorities.
- Ability to identify and communicate suspicions with other stakeholders (Security, Fraud, etc.) and obtain concurrence on suspicions.
- In addition, another of the functions will be to carry out sanctions screening and to keep up to date with regulatory changes in this area.
- And last but not least, all the regulatory reporting tasks.
- This position will be based in Madrid (Spain) and will report to the Regional MLRO team.
- Between 1 and 3 years of proven experience in a bank/financial/payment institution, within Compliance or AML, with hands-on experience in Transaction Monitoring, Alerts Investigation, and EDD/CDD.
- Degree in law, criminology or ADE.
- Strong analytical skills are required.
- Knowledge of Spanish anti-money laundering regulations and experience in areas of customer acquisition analysis or control would be an asset.
- Strong problem solving and analytical skills including the ability to conceptualize and break down complex issues.
- Excellent verbal and written communications skills in Spanish and English.
- Proven report writing on suspicious activity is required for this role.
- Capable of completing task independently with minimal direction.
- A phenomenal teammate with high standards of integrity.
Guardian
Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for these positions.
About UsAt American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
About the TeamWe back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Skills Required
- 1-3 years experience in a bank/financial/payment institution within Compliance or AML, with hands-on Transaction Monitoring, Alerts Investigation, and EDD/CDD.
- Degree in law, criminology, or ADE.
- Strong analytical and problem-solving skills, ability to conceptualize and break down complex issues.
- Excellent verbal and written communication skills in Spanish and English.
- Proven report writing on suspicious activity (regulatory reporting).
- Capable of completing tasks independently with minimal direction; strong teammate with high integrity.
- Knowledge of Spanish anti-money laundering regulations and experience in customer acquisition analysis/control.
- Employment eligibility to work in Spain (no visa sponsorship).
American Express Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about American Express and has not been reviewed or approved by American Express.
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Healthcare Strength — Pay is often viewed as attractive when combined with comprehensive health, dental, and vision coverage that supports day-to-day needs. The benefits package is also framed as especially helpful for those supporting dependents.
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Retirement Support — Retirement benefits are positioned as a meaningful part of total rewards through a 401(k) plan with company matching. Financial wellness services and coaching are also highlighted as strengthening longer-term financial security.
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Leave & Time Off Breadth — Paid time off is repeatedly characterized as generous and a valued component of the overall package. Time off and flexibility are presented as helping the total rewards feel more complete beyond base salary.
American Express Insights
What We Do
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.
