Commercial Underwriting Counsel (Hybrid)

Posted Yesterday
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Charlotte, NC, USA
Hybrid
89K-119K Annually
Mid level
Insurance • Real Estate
The Role
Provides underwriting counsel and authorization for commercial real estate title insurance transactions. Evaluates transaction risk, applies underwriting guidelines, approves title insurance commitments and policies, advises teams on real estate settlement services, and develops underwriting standards. The role requires a licensed South Carolina attorney with title underwriting experience, strong real estate law knowledge, analytical and negotiation skills, and the ability to resolve complex issues collaboratively.
Summary Generated by Built In
Who We AreJoin a team that puts its People First! As a member of First American's family of companies, National Commercial Services provides single-point service for simple to multi-property/multi-state national commercial real estate transactions. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com.

What We DoBring your expertise in underwriting and real estate law to complex transactions that demand both precision and creativity. If you’re energized by evaluating risk, collaborating across teams, and delivering thoughtful solutions, this is an opportunity to make an impact with a trusted leader in the industry. First American is seeking a Commercial Underwriter / Underwriting Counsel to join our team. In this role, you’ll provide critical guidance and decision-making support across commercial real estate transactions, helping drive confident outcomes for our customers, agents, and internal partners.

What You’ll Do:

  • Provide underwriting support, counsel, and authorization to company personnel, agents, and customers related to the issuance of title insurance commitments and policies
  • Apply underwriting standards and guidelines within delegated authority to evaluate and approve title insurance transactions
  • Offer guidance to internal teams in the execution of real estate settlement services
  • Develop and communicate underwriting standards and guidelines in alignment with established company processes
  • Serve as a key resource for sharing insights and information related to underwriting and settlement services across the team
  • Support additional responsibilities as needed


What You’ll Bring:

  • Law Degree required
  • South Carolina Bar License/Licensed South Carolina Attorney
  • 3+ years of title underwriting experience
  • Strong knowledge of real estate law, including federal and state regulations
  • Deep understanding of title insurance and settlement processes, including core concepts and industry practices
  • Proven ability to underwrite real estate transactions for title insurance issuance
  • Strong analytical thinking paired with sound decision-making skills
  • Excellent negotiation skills and the ability to navigate complex situations with professionalism
  • A collaborative mindset with the ability to act decisively and build strong relationships
  • Detail-oriented approach with strong organizational and prioritization skills
  • Excellent communication skills—written, verbal, and listening
  • Ability to think creatively, apply abstract reasoning, and develop innovative solutions to complex challenges

Pay Range: $88,900.00 - $118,500.00 Annually
This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.
What We OfferBy choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First culture is inclusive for all employees - not just because it's the right thing to do, but because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.

Skills Required

  • Law degree
  • South Carolina Bar license or licensed South Carolina attorney
  • At least 3 years of title underwriting experience
  • Strong knowledge of real estate law, including federal and state regulations
  • Deep understanding of title insurance and settlement processes
  • Experience underwriting real estate transactions for title insurance issuance
  • Strong analytical thinking and sound decision-making skills
  • Excellent negotiation skills
  • Strong collaboration and relationship-building skills
  • Detail-oriented organizational and prioritization skills
  • Excellent written, verbal, and listening communication skills
  • Ability to apply abstract reasoning and develop creative solutions

First American Title Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about First American Title and has not been reviewed or approved by First American Title.

  • Healthcare Strength Health coverage includes medical, dental, vision, telehealth, and healthcare advocacy services, and is often described as a strong point. Low‑cost options in some cases help overall compensation feel more reasonable.
  • Retirement Support A 401(k) savings plan with a company match is part of the package. This retirement support is highlighted as helping to offset base‑pay concerns in several roles.
  • Equity Value & Accessibility An employee stock purchase plan is available and viewed favorably. Access to discounted equity contributes to the perceived competitiveness of total rewards.

First American Title Insights

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The Company
HQ: Santa Ana, CA
13,104 Employees
Year Founded: 1889

What We Do

First American provides financial services through its Title Insurance and Services segment and its Specialty Insurance segment. The First American Family of Companies’ core business lines include title insurance and closing/settlement services; title plant management services; title and other real property records and images; valuation products and services; home warranty products; property and casualty insurance; and banking, trust, and investment advisory services. First American Title Insurance Company provides comprehensive title insurance protection and professional settlement services for homebuyers and sellers, real estate agents and brokers, mortgage lenders, commercial property professionals, homebuilders and developers, title agencies and legal professionals to facilitate real estate purchases, construction, refinances or equity loans. First American's thorough title searches, title clearance and title insurance policies help to produce clear property titles and enable the efficient transfer of real estate. As one of the largest title insurance companies in the nation, First American offers title insurance and settlement services through its direct operations and an extensive network of agents throughout the United States and internationally. First American Title Insurance Company traces its history to 1889 and is the largest subsidiary of First American Financial Corporation (NYSE: FAF).

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