Position Summary
The Commercial Portfolio Manager provides a positive customer experience through managing the client relationship utilizing the full suite of Busey products and services. Maintain a compliant and clean book of business in partnership with the credit and loan coordination teams. The Portfolio Manager supports the bank’s relationship management efforts through preliminary financial analyses needed to make credit decisions, contributes and provides input to the loan decision process based on evaluation of key factors. The Portfolio Manager will report to the Market President or a Relationship Manager II.
Duties & Responsibilities
- The Portfolio Manager will be familiar with the relationships/borrowers in their loan portfolio, proactively managing the assigned portfolio to ensure adherence to credit policy, including completing various required actions, such as; Perform preliminary financial analysis, address industry risks, collateral requirements, loan structuring and pricing,
- Interact with customers independently to address routine and non-routine client servicing matters in addition to risk-related items
- Prepares call plans and relationship reviews for individual and joint calls to prospects, clients, COIs
- Identify and make referrals to other business lines and departments
- Collaborates and communicates with internal/external clients regarding both sensitive and routine matters
- External networking and community involvement
- Make presentations on specific loans and participate in the bank’s loan approval process
- Offer approval recommendation based on credit structure fundamentals
- Grow existing relationships through increased borrowings, as appropriate, increase deposits and cash management, and cross sell into Wealth Management and Personal banking.
- Negotiate credit transactions
- Service existing customer relationships to maximize profitability
Education & Experience
Knowledge of:
- Strong understanding of credit fundamentals, loan structuring and monitoring, bank policy, and compliance
- Needs based sales and customer service skills
- Strong oral and written communication skills
- Requires knowledge of Microsoft Office
Ability to:
- Gather pertinent information and make recommendations for considering new opportunities
- Stay abreast of industry, market trends and information
- Analyze and interpret numerical data
- Perform duties with frequent interruptions and time pressures in highly interruptive conditions
Education and Training:
- Requires a 4-year college degree with an emphasis in Accounting or Finance.
- Requires 5 or more years of banking, finance or sales related experience.
- At least 3 years’ experience in credit analysis or underwriting preferred.
Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.
Top Skills
What We Do
As of September 30, 2023, First Busey Corporation (Nasdaq: BUSE) was a $12.26 billion financial holding company headquartered in Champaign, Illinois.
Busey Bank, a wholly-owned bank subsidiary of First Busey Corporation, had total assets of $12.23 billion as of September 30, 2023, and is headquartered in Champaign, Illinois. Busey Bank currently has 46 banking centers serving Illinois, eight banking centers serving Missouri, three banking centers serving southwest Florida, and one banking center in Indianapolis, Indiana.
Through Busey’s Wealth Management division, the Company provides asset management, investment, and fiduciary services to individuals, businesses, and foundations. Assets under care totaled $11.55 billion as of September 30, 2023.
Busey Bank’s wholly-owned subsidiary, FirsTech, specializes in the evolving financial technology needs of small and medium-sized businesses, highly regulated enterprise industries, and financial institutions. FirsTech provides comprehensive and innovative payment technology solutions including online, mobile, and voice-recognition bill payments; money and data movement; merchant services; direct debit services; lockbox remittance processing for payments made by mail; and walk-in payments at retail agents. More information about FirsTech can be found at firstechpayments.com.
Busey Bank is honored to be named among America’s Best Banks by Forbes magazine for the second consecutive year. Ranked 26th overall in 2023, compared to 52nd in last year's rankings. Busey was named among DiversityInc’s Top Regional Companies. The DiversityInc Top 50 survey is the external validator for large U.S. employers that model fairness in their talent strategy, workplace and supplier diversity practices, and philanthropic engagement. We are honored to be consistently recognized nationally and locally for our engaged culture of integrity and commitment to community development.
For more information about us, visit busey.com.
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