Commercial Mortgage Underwriter, Portfolio Management, CMHC

The core parts of your role would be to:

• On a daily basis, the incumbent will strive to provide superior customer service with respect to our partners and building a strong relationship.  
• On a daily basis, the incumbent will ensure, renewals, assumptions, and ad-hoc requests are completed quickly, efficiently, and accurately.  
• On a daily basis, the incumbent is responsible for ensuring that credit risk is within approved guidelines. Credit documentation shall be thoroughly assessed in accordance with established policies and underwriting procedures, with recommendations submitted in compliance with the Bank’s delegated authority limits.  
• On a daily basis, the incumbent is responsible for time management of their deal flow in order to meet prescribed deadlines  
• On a weekly, monthly, and/or quarterly basis, the incumbent will be responsible for the preparation and management of various reports e.g., Maturity Reporting, as required for the department/Company which will be relied upon by Senior Management. 
• On a daily basis, the incumbent will be responsible for contributing to special projects as assigned from time to time 

Let's Talk About You!

• Post-secondary education preferable in business or finance  
• Bilingualism (French/English) is considered an asset. 
• Proficient underwriting skills with a minimum 2-4 years’ commercial mortgage experience.  
• Sound technical knowledge of commercial real estate underwriting, financial statement analysis and factors affecting the commercial mortgage market.  
• Good working knowledge of MS Office (primarily Word and Excel)  
• Effective analytical and problem-solving skills  
• Strong organizational and time management skills  
• Ability to handle multiple competing priorities  
• Demonstrated ability to work independently to achieve goals  
• Highly developed verbal and written communication skills with the ability to communicate to Senior Management and Partners in a clear, concise, and professional manner. 

Job Complexities/Thinking Challenges

• The position requires an individual to be a self-starter, with the ability to make sound underwriting decisions as efficiently as possible. The incumbent shall possess strong cognitive skills, professional judgement, and the ability to work independently with minimal supervision to properly identify and mitigate risks associated with individual loan. The incumbent is required to follow corporate policies, procedures, and regulatory requirements to work through files and rationalize the recommendations or decisions made. Existing accounts are unique in nature and fulsome information is not always available. As such, the incumbent must be comfortable making recommendations based on incomplete information