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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role:
The Collateral Analyst will support the bank’s commercial real estate (CRE) lending platform with a primary focus on multifamily properties. This role is responsible for analyzing collateral performance, building analytical reports and financial models, and delivering actionable commercial real estate market insights to senior management. The ideal candidate has strong analytical skills, deep familiarity with CRE data sources, and the ability to translate complex data into clear, decision-ready insights.
What You'll Do:
Analyze and monitor collateral supporting commercial real estate loans, with an emphasis on multifamily assets
Build and maintain recurring and ad-hoc reports for senior management, credit committees, and portfolio oversight
Develop financial and valuation-related models to assess collateral performance, trends, and risk exposure
Aggregate, clean, and analyze CRE data from internal systems and third-party sources
Produce market insights on multifamily and broader CRE trends, including supply/demand, rent growth, cap rates, and geographic performance
Utilize CoStar to research market data, comparable properties, and regional trends
Leverage Airtable to organize datasets, track collateral metrics, and support reporting workflows
Partner with credit, underwriting, and portfolio management teams to support risk assessment and strategic decision-making
Assist with stress testing, portfolio reviews, and special projects as needed
What You'll Need:
Bachelor’s degree in Finance, Real Estate, Economics, Business, or a related field (Master’s preferred but not required)
Minimum of 5 years of experience in commercial real estate analysis, collateral analysis, credit, or portfolio management
Strong experience with multifamily real estate analysis
Proficiency with CoStar for market research and property analysis
Hands-on experience using Airtable for data management and reporting
Advanced Excel skills; experience with financial modeling required
Strong written and verbal communication skills, with the ability to present insights to senior management
Preferred Skills:
Experience working in a bank or regulated financial institution
Familiarity with loan portfolio monitoring and collateral risk metrics
Ability to automate or streamline reporting processes
Strong attention to detail and ability to manage multiple priorities
What We Offer:
Competitive compensation and benefits
Exposure to senior leadership and strategic decision-making
Collaborative team environment with a focus on data-driven insights
Opportunities for professional growth within commercial banking and real estate finance
Top Skills
What the Team is Saying
What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
