Services is a leading provider of cash management, treasury, trade, clearing, depository receipts and commercial cards services. Services has a global network spanning more than 90 countries and is unique in the industry for its reach, interoperability, and flexibility. We provide clients with dynamic information, platforms, tools, and APIs to effectively manage their portfolios, financial positions, working capital and supply chains. CitiDirect serves as the unified digital gateway for clients to access our full suite of services.
We are seeking an experienced Senior Java Backend Developer to join a group modernizing CitiDirect’s Payment architecture. The ideal candidate will have a strong foundation in Core Java and extensive experience with Spring Framework, microservices architecture, Apache Kafka, MongoDB, and Oracle databases.
Key Responsibilities:
- Design, develop, and maintain robust, scalable, and high-performance Java-based backend services
- Architect and implement microservices using Spring Framework 6, Spring Boot 3 and Spring Cloud
- Design and implement event-driven architectures using Apache Kafka
- Work with MongoDB and Oracle - design schemas and optimize queries
- Implement and maintain comprehensive unit and integration tests
- Participate in code reviews and mentor junior developers
- Contribute to the continuous improvement of our development processes and best practices
Required Qualifications:
- 7+ years of experience in Java development, with a strong command of Core Java concepts
- Extensive experience with Spring Framework, including Spring Boot and Spring Cloud
- Proven track record of designing and implementing microservices architecture
- Experienced in Reactive programming
- Proficiency in working with Apache Kafka, including designing and implementing event-driven systems
- Strong experience with MongoDB, including schema design, complex queries, and performance optimization for large-scale applications
- Solid understanding of NoSQL database concepts and best practices
- Experience with Oracle databases and SQL, and performance optimization
- Expertise in RESTful API design principles
- Proficiency in writing unit and integration tests using frameworks like JUnit and Mockito
- In-depth knowledge of application security principles and experience implementing secure coding practices
- Expertise in implementing authentication and authorization in microservices architecture (OAuth 2.0, JWT etc.)
Preferred Qualifications:
- Familiarity with containerization technologies (e.g., Docker, Kubernetes)
- Experience with CI/CD pipelines and DevOps practices
- Understanding of Agile methodologies
- Solid understanding of payments industry, including various payment systems and processes
- Familiarity with ISO 20022 standards, and their application in payments messaging
- Contributions to open-source projects
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Jersey City New Jersey United States------------------------------------------------------
Primary Location Full Time Salary Range:$142 320,00 - $213 480,00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:sept 09, 2026------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 7+ years of Java development experience with strong Core Java knowledge
- Extensive experience with Spring Framework, including Spring Boot and Spring Cloud
- Experience designing and implementing microservices architecture
- Experience with reactive programming
- Proficiency with Apache Kafka and event-driven systems
- Strong MongoDB experience, including schema design, complex queries, and performance optimization
- Strong understanding of NoSQL database concepts and best practices
- Experience with Oracle databases, SQL, and performance optimization
- Expertise in RESTful API design principles
- Proficiency writing unit and integration tests with JUnit and Mockito
- Knowledge of application security principles and secure coding practices
- Experience implementing authentication and authorization in microservices using OAuth 2.0 and JWT
- Familiarity with Docker and Kubernetes
- Experience with CI/CD pipelines and DevOps practices
- Understanding of Agile methodologies
- Understanding of the payments industry, including payment systems and processes
- Familiarity with ISO 20022 standards and payments messaging
- Contributions to open-source projects
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
