We are seeking a Capital Markets professional to support the structuring, execution, and ongoing management of financing transactions. The role will work across Capital Markets, Legal, Treasury, Finance, Risk, Servicing, and external investors to drive faster execution while maintaining strong structural and operational controls.
Responsibilities- Compare investor term sheets across pricing, triggers, covenants, representations & warranties, and other structural terms.
- Support structuring and negotiation of Purchase, Servicing, and other transaction agreements.
- Coordinate transaction closing, including conditions precedent, legal documentation, and funding readiness.
- Perform first-funding reconciliations to ensure asset data, settlement amounts, and wire transfers are accurate.
- Monitor facility performance across delinquency, WAC, losses, concentration limits, and covenant triggers.
- Build and maintain facility compliance dashboards and transaction trackers.
- Coordinate deal-level cash movements, reserve accounts, and funding flows with Treasury.
- Partner with Legal, Finance, Risk, Servicing, Operations, and investors to resolve execution issues and manage post-closing obligations.
- 5+ years of experience in Capital Markets, Structured Finance, Treasury, Investment Banking, or Asset-Backed Finance.
- Experience with warehouse facilities, whole-loan sales, forward-flow arrangements, securitizations, or similar financing structures.
- Strong understanding of transaction economics, covenants, funding mechanics, and deal documentation.
- Strong analytical, Excel, and stakeholder-management skills.
- Experience in consumer lending, fintech, or specialty finance preferred.
Skills Required
- 5+ years of experience in Capital Markets, Structured Finance, Treasury, Investment Banking, or Asset-Backed Finance
- Experience with warehouse facilities, whole-loan sales, forward-flow arrangements, securitizations, or similar financing structures
- Strong understanding of transaction economics, covenants, funding mechanics, and deal documentation
- Strong analytical, Excel, and stakeholder-management skills
- Experience in consumer lending, fintech, or specialty finance
What We Do
Choosing a digital partner is about more than capabilities — it’s about collaboration and character. Unrealistic overhauls and off-the-shelf products ignore what matters most — your unique needs, culture, goals, and your legacy data and technology environments. At EXL, our collaboration is built on ongoing listening and learning to adapt our methodologies. We’re your business evolution partner—tailoring solutions that make the most of data to make better business decisions and drive more intelligence into your increasingly digital operations. Whether your goals are scaling the use of AI and digital, redesign operating models, or driving better and faster decisions, we’re here to partner with you to help you gain—and maintain—competitive advantage with efficient, sustainable models at scale. Our expertise in transformation, data science, and change management helps make your business more efficient and effective, improve customer relationships and enhance revenue growth. Instead of focusing on multi-year, resource- and time-intensive platform designs or migrations, we look deeper at your entire value chain to integrate strategies with impact. We use our specialization in analytics, digital interventions, and operations management—alongside deep industry expertise — to deliver solutions that help you outperform the competition. At EXL, it’s all about outcomes—your outcomes—and delivering success on your terms. Share your goals with us and together, we’ll optimize how you leverage data to drive your business forward. For more information, visit www.exlservice.com.
