Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
As a dedicated Business Rules Analyst Lead, you will lead the facilitation of business requirements through design sessions, workflow analysis, and discussions with end users. You will apply a detailed understanding of supported technologies to manage and address business needs. You will translate complex business requirements into detailed functional designs for development, testing, and implementation; apply established methodologies; and prepare detailed specifications and related documentation. You will also assist business partners in identifying and documenting business rules and ensure that rules and associated metadata are appropriately governed and maintained within a single source of truth.
We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, or Charlotte, NC. Relocation assistance is not available for this position.
What you'll do:
- Develops and defines business scope for enhancement projects, independently builds and/or deploys highly complex business rules/configuration changes to all test/prod environments.
- Designs and maintains rules and transformations for tools supported and being primary resource for system changes and project work related to systems supported, designing impacts and enhancement assessments of changes.
- Mentors and provides oversight to others on tools and techniques of build/deploy processes and business process impacts.
- Leads large scale implementations and projects that impact managed tools.
- Leads cross functional teams to improve, synchronize, and integrate process controls and automation.
- Understands and communicates impacts of connection points across and between tools supported, identifying enhancement and develop activities to improve business performance.
- Configures and manages application to facilitate business user needs, designing reporting, support issue and root cause and work directly with IT to resolve.
- Analyzes and designs complex specifications for team member execution.
- Viewed as a subject matter expert regarding process controls, application usage and user requirements.
- Anticipates quality issues and takes proactive action to ensure their resolution.
- Acts as a liaison and influences the development and support teams in aligning projects to release environments and resolving conflicts.
- Influences and advises on soundness of rollout plans, impacted parties and scheduling and capacity needs.
- Experience in gathering and authoring Business Requirements and solutions for large scale complex projects.
- Prioritizes, assigns, and monitors work assignments under the direction of management.
- Maintains the Business Rules Repository and the enforcement of data governance requirements for all rule data housed within the application.
- Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
- Bachelor's degree; OR 4 years of relevant education and/or experience.
- 8+ years of experience in Business Analysis, Regulatory Reporting, and Financial Systems
- 5+ years leading reporting transformation and automation initiatives within banking, insurance, or financial services organizations.
- Demonstrated success delivering process automation and reporting modernization initiatives.
- Strong working knowledge of:
Oracle configuration and business rules management
GAAP Financial Reporting
Statutory (STAT) Reporting
Bank Regulatory Reporting (BRR)
Bank Holding Company (BHC) Reporting
Financial Controls and Audit Requirements
Risk, Compliance, and Regulatory Reporting Frameworks
What sets you apart:
- US military experience gained through military service or gained as a military spouse / domestic partner.
- Bachelor’s or Master’s degree in Accounting, Finance or Business Administration.
- Professional certifications such as CBAP, PMI-PBA, CPA, or CFA are highly desirable.
- Experience implementing reporting automation and workflow solutions.
- Experience with Oracle Fusion ERP General Ledger (GL), including financial close, accounting, and reporting processes.
- Experience using Snowflake for financial reporting, data analysis, data validation, and reporting automation.
Compensation range: The salary range for this position is: $114,080 - $218,030.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Skills Required
- Bachelor's degree, or four years of relevant education and/or experience
- 8 or more years of experience in business analysis, regulatory reporting, and financial systems
- 5 or more years leading reporting transformation and automation initiatives within banking, insurance, or financial services organizations
- Demonstrated success delivering process automation and reporting modernization initiatives
- Working knowledge of Oracle configuration and business rules management
- Working knowledge of GAAP financial reporting
- Working knowledge of statutory reporting
- Working knowledge of bank regulatory reporting
- Working knowledge of bank holding company reporting
- Working knowledge of financial controls and audit requirements
- Working knowledge of risk, compliance, and regulatory reporting frameworks
- Bachelor's or master's degree in accounting, finance, or business administration
- CBAP, PMI-PBA, CPA, or CFA certification
- Experience implementing reporting automation and workflow solutions
- Experience with Oracle Fusion ERP General Ledger, including financial close, accounting, and reporting processes
- Experience using Snowflake for financial reporting, data analysis, data validation, and reporting automation
USAA Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about USAA and has not been reviewed or approved by USAA.
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Retirement Support — Robust retirement programs include a rich 401(k) employer match alongside a company-funded pension, reinforcing long-term financial security. These elements are often singled out as standout features of the total rewards package.
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Healthcare Strength — Comprehensive medical, dental, vision, behavioral health, and telehealth coverage is paired with wellness incentives and onsite or reimbursed fitness resources. These offerings are perceived as meaningfully enhancing overall compensation value.
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Parental & Family Support — Fully paid parental leave, adoption assistance, and childcare reimbursement reflect substantial support for families. These benefits are widely regarded as valuable contributors to the employment proposition.
USAA Insights
What We Do
At USAA, our mission is more than just words – it’s the reason we do what we do. Our goal is to be the military community’s provider of choice for insurance, banking, financial products and advice. Take a look back at our history and you’ll see a strong track record of providing members with the highest level of care and support. And we’re proud to continue helping them achieve better financial futures. It’s that kind of dedication that’s helped us grow to more than 35,000 employees. Share our passion for serving those who serve? Whether you’re connected to the military or not, we’re always looking for talented individuals to join our team.








