Location:
4910 Tiedeman Road, Brooklyn OhioABOUT THE JOB (JOB BRIEF): Business Analytics Senior Associate with 5+ years of experience in consumer lending, credit risk, and decision strategy development. Proven ability to design, build, test, and implement credit decisioning solutions across consumer lending products including deposits, cards, and loans. Strong collaborator with expertise in translating business requirements into actionable strategies, delivering insights through data visualization, and driving process improvements. Adept at mentoring junior analysts and partnering with stakeholders to optimize credit performance and customer outcomes.
ESSENTIAL JOB FUNCTIONS:
Designed and implemented credit decision strategies within enterprise decision engines for consumer lending products (cards, unsecured/secured loans, deposits).
Evaluated business processes, elicited requirements, and developed detailed test scenarios to ensure solution accuracy and effectiveness.
Built and maintained comprehensive documentation, including procedures and process flows for credit strategies and decisioning systems.
Developed and delivered executive-level presentations and data visualizations to communicate key insights and recommendations.
Led cross-functional discussions with internal stakeholders and external partners to align on strategy design and implementation.
Analyzed credit bureau and risk data to support decisioning strategies and optimize portfolio performance.
Identified business needs proactively and recommended data-driven process improvements.
Reviewed and validated work of junior analysts, providing mentorship, feedback, and technical guidance.
Strong knowledge of consumer lending regulations (e.g. Reg Z, FCRA, ECOA, etc.).
Ensured compliance with banking regulations, internal policies, and ethical standards in all analytics and decisioning activities.
Experience engaging with regulators, 2LOD partners, and Internal Audit to effectively support internal and external exams and audits focused on credit decision outcomes.
REQUIRED QUALIFICATIONS:
• Bachelor’s degree in Business, Finance, or related field or equivalent experience required.
Credit Risk & Consumer Lending experience
Decision Strategy and Development
Credit Bureau Data Analysis
Test Planning & Scenario Design
Process Improvement & Documentation
Data Visualization & Storytelling
Stakeholder Communication & Leadership
SAS / Python / Tableau (working knowledge)
Excel & PowerPoint (advanced)
EXPECTED COMPETENCIES:
• Communication: Solid written and verbal communication skills; organizes material for brevity, persuasiveness, and impact; Effectively communicates key points to respective stakeholders, with the right amount of detail; Proactively shares information beyond those at the table who may have a need to know; Comfortable in situations where conflict is present; Demonstrated presentation development and delivery skills; Ability to create presentations that include the right data/information and tell the right story
• Leadership: Emerging leader across team; Serves as a role model – may coach and develop others; Provides direction / mentorship to junior staff
• Partnering / Influencing: Proven relationship building ability; Strong interpersonal skills; Can lead the conversation with business partners; Sought out to by business partners and team members; May coach and develop relationship building skills in others; Developing comfort with influencing and consulting typically with mid-level leaders
• Business Acumen: Understands assigned LOB strategy; Knows our industry, competition, and competitive environment; Possesses intellectual curiosity; Understands key drivers of financial results and business impact; Developing understanding of how business works
• Critical Thinking / Problem Solving: Leverages critical thinking and business acumen to provide solutions to increasingly more complex problems; Ties work with understanding of impacts / intersections with other business partners / LOB; Aware of potential pitfalls with each recommended solution; thoroughly vets and thinks through options before making a decision
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $80,000.00 - $150,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 07/17/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [email protected].
#LI-Hybrid
Skills Required
- 5+ years of experience in consumer lending, credit risk, and decision strategy development
- Bachelor's degree in Business, Finance, or related field (or equivalent experience)
- Designing and implementing credit decision strategies within enterprise decision engines
- Credit Bureau Data Analysis
- Test planning and detailed scenario design for decisioning solutions
- Process improvement, procedures, and documentation for credit strategies
- Data visualization and executive-level storytelling
- Stakeholder communication, cross-functional collaboration, and leadership
- Working knowledge of SAS, Python, and Tableau
- Advanced Excel and PowerPoint skills
- Strong knowledge of consumer lending regulations (e.g., Reg Z, FCRA, ECOA)
- Experience engaging with regulators, second line of defense partners, and Internal Audit to support exams
KeyBank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about KeyBank and has not been reviewed or approved by KeyBank.
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Retirement Support — A dollar-for-dollar 401(k) match up to 7% of eligible pay is positioned as a standout element of the total rewards package. Additional financial programs like discounted stock purchase and banking discounts further strengthen perceived long-term value.
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Leave & Time Off Breadth — A pooled PTO bank with amounts that scale by level and tenure is described as a meaningful benefit and a retention lever. Paid parental leave is also included, adding to the breadth of time-off support.
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Wellbeing & Lifestyle Benefits — Wellness incentives tied to HSA contributions and company-sponsored health and wellbeing programs add tangible non-cash value. A Lifestyle Spending Account and counseling resources expand support beyond traditional medical coverage.
KeyBank Insights
What We Do
At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.
