As part of the Fraud Analytics, Modeling & Intelligence organization, this role executes the fraud analytics and strategies supporting Citi’s North American and global credit card and retail bank businesses. This includes leveraging data to identify fraud trends, designing and implementing strategies to prevent and mitigate fraud attacks across the fraud lifecycle, including application and synthetic ID fraud, account takeover and sophisticated new attack schemes.
This role partners closely with Fraud Policy, Operations and various partners to keep apprised of business and technology direction in order to determine potential and existing fraud impacts.
Responsibilities:
- Leverage data and advanced analytics to derive patterns, trends and insights, and perform risk/reward trade-off analysis.
- Ownership and management of fraud rules, scores, and detection strategies, Risk appetite execution, POS interdiction strategies and defect analysis.
- Collaborate with cross-functional teams to provide strategy recommendations based on data and trend analysis, and implement mitigation strategies.
- Build effective relationships within and outside the Fraud organization to help ensure successful and timely execution of key portfolio priorities.
- Leverage knowledge of information acquired to identify potential process gaps and opportunities for improving effectiveness of controls and governance processes.
- Generate and manage regular and ad-hoc reporting to enable effective monitoring and identification of emerging trends.
Qualifications:
- Bachelor’s Degree required in statistics, mathematics, physics, economics, or other analytical or quantitative discipline.
- 3+ years in relevant field.
- Experience working with:
- Big Data environment with hands on coding experience within various traditional (SAS, SQL, etc.) and/or open source (i.e. Python, Impala, Hive, etc.) tools.
- Traditional and advanced machine learning techniques and algorithms, such as Logistic Regression, Gradient Boosting, Random Forests, etc.
- Data visualization tools, such as Tableau
- Excellent quantitative and analytic skills; ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis.
- Good written and verbal communication skills, with ability to connect analytics to business impacts; comfortable presenting to peers and management.
- Extremely detail-oriented; intellectual curiosity
- Ability to multi-task and work against tight deadlines.
- Ability to work independently with baseline instructions/guidelines from management
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Job Family Group: Decision Management------------------------------------------------------
Job Family:Business Analysis------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Jacksonville Florida United States------------------------------------------------------
Primary Location Full Time Salary Range:$87,280.00 - $130,920.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Oct 31, 2026------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- Bachelor's degree in statistics, mathematics, physics, economics, or another analytical or quantitative discipline
- 3+ years of experience in a relevant field
- Hands-on coding experience in big data environments using SAS, SQL, Python, Impala, Hive, or comparable tools
- Experience with traditional and advanced machine learning techniques and algorithms, including Logistic Regression, Gradient Boosting, and Random Forests
- Experience with data visualization tools such as Tableau
- Excellent quantitative and analytical skills, including pattern identification and risk/reward trade-off analysis
- Strong written and verbal communication skills, with the ability to connect analytics to business impacts and present to peers and management
- Ability to work independently, manage multiple tasks, and meet tight deadlines
- Detail orientation and intellectual curiosity
What We Do
Citigroup is a global diversified financial services holding company serving consumers, corporations, governments and institutions. It provides consumer banking and credit, corporate and investment banking, securities brokerage, trade and securities services, and wealth management. Operating across nearly 160 countries and jurisdictions, Citi aims to be a leading partner for institutions with cross-border needs, a global wealth manager, and a valued personal bank in the United States.
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