Job Title: Data/Business Analyst, Credit Risk Change
Corporate Title: AVP
Location: Pune, India
Role Description
You will be joining the Design & Analysis team within Credit Risk Change. The team has subject matter experts, business architects, business analysts and data analysts working together on strategic and regulatory change initiatives for the global Credit Risk Management function, part of CRO.
The role is required to work as a business/data analyst on business process and controls, data analysis and functional analysis across credit processes, operating model, workflows, core credit data, reference data, analytics, reporting.
With the acceleration of AI technology, the team are also responsible for designing AI solutions to solve complex business problems, analyze large datasets and automate manual processes.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,
Best in class leave policy.
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above
Your key responsibilities
Business and functional analysis including:
Management of complex analysis in line with the assigned tasks
Process analysis and design for core credit processes and controls.
Data analysis: investigation of data in core credit systems and in source systems, analysis of data issues, root cause analysis, definition of data requirements both business and functional, ensuring alignment with bank data standards.
Your skills and experience
Knowledge, skills and experience
Knowledge of credit risk in terms of credit workflows for ratings, limit setting, reporting and distressed processes (advantage).
Knowledge of credit relevant data including: exposure, limits, ratings, risk mitigants, risk metrics, hierarchies, party reference data
Good understanding of data processes and controls
Strong business and functional analysis skills
Strong Excel and/or Access skills for analysis of data sets
Use of SQL (important) and Python (advantage)
Experience with Confluence and JIRA
Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
How we’ll support you
Training and development to help you excel in your career.
Coaching and support from experts in your team.
A culture of continuous learning to aid progression.
A range of flexible benefits that you can tailor to suit your needs.
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.html
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
Skills Required
- University degree in Business Administration, Technology, Engineering (or comparable qualification)
- 6-8 years of combined professional experience in the financial industry
- Deep subject matter expertise in credit risk functions, including end-to-end credit lifecycle processes and regulatory frameworks
- Experience as a business analyst or similar role driving technology-driven change
- Hands-on experience translating complex business requirements into technical specifications and developing/refining prompts for AI/generative AI systems
- Direct experience with AI, machine learning, or large language model (LLM) implementation projects
- Proven project management experience supporting or managing complex, large-scale projects, preferably using Agile methodologies
- Experience in business adoption and navigating regulatory approval processes for new technologies or systems
- Trained on Model Risk Management (MoRM) principles with experience documenting workflows for validation and testing
- Strong analytical and data interpretation skills; ability to analyse diverse data sources, manipulate large datasets, and validate AI-generated results
- Excellent English written and verbal communication and stakeholder management skills
- Ability to work well under pressure and meet tight deadlines
Deutsche Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Deutsche Bank and has not been reviewed or approved by Deutsche Bank.
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Healthcare Strength — Health coverage is positioned as comprehensive, spanning multiple medical plan options along with dental, vision, prescription coverage, life insurance, and disability protection.
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Leave & Time Off Breadth — Time away is described as generous, including annual leave, sick leave, public holidays, wellbeing leave, volunteering leave in some regions, and expanded bereavement leave in certain locations.
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Retirement Support — Retirement support is presented as a matched savings plan (401(k)), reinforcing longer-term financial security as part of the rewards package.
Deutsche Bank Insights
What We Do
At Deutsche Bank, we give original thinkers the space and support they need to shine. Merging local knowledge with global vision, in-depth insight with industry-leading digital expertise, if you’re an innovator by nature, we can help you to unleash your potential. We see things differently at Deutsche Bank – and we’re proud of our fresh perspective. Today, we’re driving growth through our strong client franchise, investing heavily in digital technologies, prioritising long-term success over short term gains, and serving society with ambition and integrity. Wherever your interests lie – in investment banking, trading, private wealth, asset management, retail banking - or many of the infrastructure functions that support them – you’ll discover resources, training and opportunities designed to keep you ahead of the curve. Intelligence has no boundaries: we welcome high-achieving, talented individuals from any background. If you’re full of imagination, enjoy solving problems and respond positively to complex challenges, discover a career to look forward to and join us!
