About the Role
Fund Street Technologies is a fintech lending platform for commercial financing to small and mid-sized businesses. As our business opportunities grows, we are in need of a BSA/AML Manager who can help build out our program.
This person will help design and implement our BSA/AML and risk assessment, sanctions controls, customer due diligence, transaction monitoring, and suspicious activity reporting processes. The role works closely with Legal, Risk, Operations, Underwriting, Fraud, Engineering, and external partners.
Key Responsibilities
- Help design and implement the BSA/AML program, including policies, procedures, and standards that match applicable requirements, partner expectations, and our risk appetite.
- Assist in building governance reporting for senior leadership and external partners; covering program status, key metrics, and emerging risks.
- Develop the BSA/AML and sanctions risk assessment, covering products, customer types, geographies, and delivery and funding channels.
- Build or enhance procedures and controls related to Customer Due Diligence (CDD), OFAC Sanctions, Beneficial Ownership, and the Customer Identification Program (CIP) and create related testing scripts and execute related internal testing activities.
- Design transaction monitoring scripts suited to commercial lending and devise a reporting mechanism for any escalations.
- Advise on BSA/AML training for employees, with role-specific content for Underwriting, Operations, and Customer Support.
- Coordinate independent testing of the program and track findings to remediation.
- Serve as the BSA/AML point of contact for audits and exams.
Requirements
- 5+ years of BSA/AML compliance experience at a bank, fintech, lender, or other regulated financial institution.
- Hands-on experience building or significantly enhancing a BSA/AML program, including risk assessments, CIP/CDD procedures, and monitoring functions.
- Working knowledge of the BSA and its implementing regulations, the CDD/Beneficial Ownership rule, OFAC sanctions requirements, SAR reporting requirements, and the FFIEC BSA/AML Examination Manual.
- Direct experience investigating alerts, making SAR decisions, and writing clear SAR narratives.
- Experience selecting, implementing, or tuning transaction monitoring and sanctions screening systems.
- Excellent written communication and the ability to explain AML risk in practical terms to non-compliance teams.
- CAMS (Certified Anti-Money Laundering Specialist) certification.
- Experience in commercial or small business lending.
Benefits
- Competitive salary
- Health insurance
- Growth and development opportunities
- Dynamic and collaborative work environment
- Company events and team-building activities
Skills Required
- 5+ years of BSA/AML compliance experience at a bank, fintech, lender, or other regulated financial institution
- Experience building or significantly enhancing BSA/AML programs, including risk assessments, CIP/CDD procedures, and monitoring functions
- Working knowledge of the Bank Secrecy Act and implementing regulations
- Knowledge of the CDD and Beneficial Ownership rule
- Knowledge of OFAC sanctions requirements
- Knowledge of SAR reporting requirements
- Knowledge of the FFIEC BSA/AML Examination Manual
- Direct experience investigating alerts, making SAR decisions, and writing SAR narratives
- Experience selecting, implementing, or tuning transaction monitoring and sanctions screening systems
- Excellent written communication skills and ability to explain AML risk to non-compliance teams
- CAMS certification
- Experience in commercial or small business lending
What We Do
One Park Financial helps small business owners access working capital. Through our own direct experience, we understand the strengths and needs of entrepreneurs and owners of smaller businesses and the challenges they face when searching for funding options. We believe everyone deserves a chance to succeed and own their dreams – on their own terms. And we know that small and mid-sized businesses are critical to the well-being of their communities and the financial strength of our nation. Voted TOP WORKPLACE 2017, 2018, 2019, 2020 in South FL!
